piala suzuki!

bsk cuti umum! ~ sempena malaysia jd champion smlm tuk piala suzuki =)

x sia2 aku ngan housemate lepak Gulam smlm, impress!! coz parking smpai double park kt tepi jln, n rmai da pandai sarung jersey msia! cayala!hahaha..

saat2 Safee gol kn bola smlm, sume pun bgn bersorak! mcm x caye tgh tgk game msia, igt kot mcm tgh tgk MU vs Chelsea..hehehe..

so,lengkapla cuti ujung minggu tuk minggu terakhir bln December, rase nye, dr first week Dec smpai yg last nie, aku dok keje 3-4 ari je kot seminggu, heaven sungguh!! hahahaa..

ape pun, welcome 2011!! may this new year will b a better year with a better life, success and achievement! aminnnn.. =)

moga bsk pun ari yg lbh baik dr ari ni dan smlm, sbg penutup 2010!

syukur Alhamdullilahhh bg taun 2010 ni,taun yg sgt2 penuh dgn suka, duka, pht (ermm..xde sgt kot..hahaha) tp, manis nye bnyk! =) =)

azam untuk 2011.. (R.A.H.S.I.A) hehehe..tp, smoga kte menjadi yg lbh baik dr ape yg kte ade skang, dlm idup, maupun bekalan akhirat, kesihatan n keselamatan yg baik,insyAllah =)

for those who r getting married in 2011, pls let me know earlier coz my organizer for 2011 is almost full with wedding invitation!! hahaha...OMG!! im getting old n old..but never mind, hati masih mude..hehehe..

nnnnn..welcome to mr.Peak Period! even akan bz sepanjang taun dpn, aku akan make sure cuti for Mabul & Sipadan bln 4 akan di-apply next week, yeah!! x sabar nyeeeeeeeeeeeee!! =)

p/s : En.Razman, gud luck for ur mission = Diving licence! \(^;<)/

the 3rd day in Krabi! (^_<) it keep exciting!!

the beginning of our third day in krabi!

Alhamdullilahhhh, our third day was amazingggggggg!! =)

Journey started early 8am, van tourism from travel agent yg kami book da tersedia dpn hotel..total pakej for the following actvs were RM 410, lbh kurang laa..

http://www.krabi-travel.com/water_ac/whitewater-rafting.htm


the above is the link if u guys wanna check it out :p

8 am : Van dtg jemput, n bergerak ke tmpt first actvt, lbh kurang sejam setengah perjalanan, which is main ATV!

ktorng smpai dlm kol 9 lbh, then disambut lg ngan buah pineapple n pisang,pg2 plak tu..hehehehe..
dgn xde formal briefing, ktorng pusing2 la tmpat tu dlm 5 mnt for warm up..ssh gak nk handle ATV tu!! bkn cm bwk motor k! u should try to get the feel! =)
dgn tracj yg agak mencabar, smpai our fren (Aamm) bley tercampak naik bende tu..hahaha..smpai panic org yg in charge tu! dr jln bukit2 biasa, msk hutan, redah lopak2 air, sungai..smpai la ke jln raya! its awesome!! puas ati coz more than hour die kasi ktorng lenjan ATV tu..hehehhe

11 am :then, we move to elephant riding

b>

but, this is the first n last!! coz kesian glr kt gajah tu!! teruk kene ketuk ngan tn die..huhu..so, tuk bls jase, aku pun kasi la pisang kt gajah yg da besusah pyh tu =)

1 pm :lunch is provided people! =)


the food pun sdp n truely thai food! eheeeee..pineapple goreng tepung ok!! hahahaha..

2 pm : water rafting time!! pls watch the video k! =)
http://www.youtube.com/watch?v=1MWHOQkFk-0

the track is 5km..rugi btul la, klu tau best, baik amek smpai 9km! hehehe
mule2, ktorng tggu lame gak la tepi sungai tu, dlm 20 mnt after briefing, rupe2 nye, nk tggu air damm dilepaskan..ble air sungai da start naik, dr jauh da bley dgr suara org dok jerit2, rupenye, team ade tourist from travel agent lain pun tgh main water rafting tu, diorng lalu tmpat ktorng, happening!! total rafting adela dlm 20 - 25 biji termasuk 3 from our team

ble2 da ramai2 ngan air plak laju, mmg terbaik!! againnn, pls watch the video k, ctr panjang pun x gune laa..hehehehe

lps da begelak2 n bepenat2 ngan water rafting, ktorng pun rehat la kjap sementara tggu org in charge tmpt tu cuci gmbr ktrng...anyway, every place yg kte pg, diorng akan amek picture time kte wat actvt, cuci n jual kt kte..beli je la for support effort diorng =)

5 pm : kuar from kwsn hutan tu, move to Monkey temple =)

mmg bnyk glr monyet!! n quite aggresive la sume nye! haihh~ so, da la dgn penat, ktorng just pusing2 amek gmbr je la, x larat plak nk tour lg..hehehe

about 6pm cmtu, ktorng pun betolak blk n the journey was about 1 hr jugak..
tourist guide die, mmg kelas!! hahaha " u can call me thom, but after 6pm, u can call me vivian! " :p sgt terhibur ngan perangai die yg sgt happening n our driver pun, sgt nice =)

da smpai hotel around 7 lbh, ktong siap cpat2 tuk last minute beli souvenir plak..puas gak la bejalan2 cr brg mlm tu..

lps da penat + lapar glr, ktorng kuar mkn, cr seafood! nyum2! dgn tom yam 3 set, ikan siakap 3 ekor msk 3 jenis rase, udang galah sorang sekor, ketam msk..ermmm...msk ape ekk..lupe laa..hehehe..sotong.ehh..sotong ade ke?? lupe laa..n other side dishes, total for 11 org ni, rm500 lbh!! :p kre, sorang kene byr dlm RM50 sorang, melantak baik punye! =)

da penat melantak, actvt terkahir tuk mlm ni ialahhhhh..."MASSAGE"!!! :p
aku yg x pnh berurut ni, join jugak la coz skali je wei dtg krabi nie!
tp, picture xleh la upload kn...teeetttt! hahahaha

just kt dpn tmpat ktrng pg je la k

price pun ok, for oil full body massage, 350 baht = RM35, lynnnnn..

then, try plak foot msg die, 300 baht = RM30..sume pun per hour..okla, after da melanyak bdn sepanjang 3 ari kt sini =)

da kekenyangan + da plak kene urut = mengantuk thp dewa!! ktorng pun trus blk blk..x tggu lame..beberapa mnt da pun zzzzZZZZzzzzzzz (-.-)

what a wonderfull day!! (^_<)
berbaloi-baloiiii..eheeeeeeeeee...

tp sdh sket, coz tomorrow is our last day in krabi..huhuhu...

2nd day in krabi =)

second day in krabi was awesome!

among 11 of us, 3 org p dives, the rest p snorkeling

before pg, aku wat survey dlu
nk dive kt mane n pg kt dive centre mane
among all of the choices, i highly recommend "Manta Points Ao Nang Dive Centre"
service terbaik, n price sgt reasonable!
korang bley tgk kt link yg kt atas tu, or google, or through Facebook
meet Lana Attwood n Keith Attwood, the owner of the shop
sgt nice!

korang bley email diorng mintak quotation at "info@mantapoint-aonang.com"

so far, for 2 dive + equipment + boat + lunch + under water camera = RM275 per person
tempat lain, mostly offer RM350 to RM400!!
that is why, penting wat survey
n diorng sgt flexible, xyah byr deposit pape pun, n bley byr gune credit card jugak

Actually, the most best spot for dive in Krabi kt 3 main places
1) Shark Point
2) King Cruiser Wreck
3) Anemone Reef

tp, since 2 of my friends, eddy n abu r beginner, so, ktorng just wat fun dive at Phi Phi Island, for two dives

1) Bida Nok
2) Maya Wall

i made a called on friday, nk confirm ngan Lana yg aku da smpai krabi, die pun hepi n janji nk amek ktorng kol 7.40am on saturday tu

bsk tu, nsb la aku tergerak nk trun lobi awal, mmg tepat 7.40 am, van manta point pun smpai dpn hotel..well, bermula la tegeliat lidah aku, coz both Lana n Keith ckp english pekat glr, came from Germany la katakan..hahaha..ble da ready, aku, eddy n abu pun naik la van tu..dlm van tu ade lg 3 passengers, one couple from brazil, n sorang mamar from Switzerland, ktorng 3 org je malay!! fuhhhh~~

its a tradition in Thailand, smpai2 je, ktong da kene jamu ngan nenas n pisang, agak2 la, br kol 8 pg kot..hehehe...
then, we met Alex, the instructor, our Dive master, Thomas and another 2 DM yg aku lpe nk tanye name..yelaa..ckp pun "I - U" je..hehehe..

from Ao Nang to Phi Phi Island, its about 2 hours..
mulanya, hujan renyai2 tau..aku da mcm frust sket..so..sepangjang dlm boat tu, aku dok doa la, hope langit cerah ble nk dive nanti
glr ape, bkn slalu bely dtg, tah2 skali seumur idup kot!!
on the way tu, puas la ktorng dok borak coz all the DMs and Alex, sgt friendly..mcm2 la diorng ctr..phm mmg la phm, ktorng la letih nk pkr ayat nk sembang! hehehe

about 3-4 km before Phi Phi Island tu, da nmpk langit cantik n whether terbaikkkkkkkkkkkkk!!
syukur Alhamdullilah!!!! =)
terus teruja nk dive! ktorng 3 org + Thom, wat first dive kt Bida Nok..it was awesome!! feel free to view the picture at my Facebook "Dive in Krabi"

msk je laut..subahanallahhh..awesome! yg best nye mat salleh ni, adventures, lyn je..even maximum dive for open water diver is only 18m, dgn slumber angkut ktorng smpai 19 to 20 m, puas ati!
bnyk gak ikan2 br yg aku jumpe, coral pun ok! =)

Bida Nok, reef basic die finger reef n wall diving..mmg bentuk banyk bebukit2 pun dlm tu, thats y kedalaman x fixed..
Caverns and overhangs are plenty, with a beautifully diverse finger reef replete with gorgonian sea fans, sea whips, giant brain corals, table corals and bubble coral. Bida Nok is home to lionfish, bearded scorpionfish, bird wrasse and moon wrasse, moorish idols, parrotfish and honeycomb grouper.


walau trigin sgt nk dive kt ship wreck, maybe next dive laa..huhu

after 45 mnts dive, ktorng pun naik blk boat for lunch
simple luch but lyn tuuuuuuu! :p
mat salleh sume dok besila kt deck, then mkn nasi tu ramai2, mmg sempoi..hahaha..

then, move to Maya Wall, dlm 15 mnts je, x jauh pun
since 3 group (Alex n mamat germany) + (DM + couple brazil) + (Thomas + ktorng), spot ktorng ke sebelah kanan, the rest p kiri
yg jeles nye, diorng jumpe penyu n shark!! bonus tu!! due2 dpt..huhu
kitrong x jumpe pun..frust sungguh!!

Maya Wall, pun ok gak,so beautiful above the water, are just as stunning below and in many places huge boulders have fallen and fused together to create exciting swim-throughs filled with glassfish.
This site has mainly hard coral cover which is not as prolific as at other Phi Phi dive sites but is still host to a multitude of reef fish including snappers, wrasse, bannerfish and moorish idols.

after 45 mnts, ktorng pun naik
then blk to krabi
journey dr 8 pg, smpai la 6 ptg..full day! laut pun cantik!
ilang sume stress...peace je..hurmmm~~~...

anyway, smpai2 from boat, sempat la betukar2 email ngan Thom, suruh add la, nk share picture2 yg ktorng dok amek tu..he is sooooooo sweeeeeettt!! =)

mlm tu, ktorng pun kuar lg cari food for dinner
this time, ktorng try gerai2 yg tepi jln plak
seafood die,mak aihhh..freshh!!!!

then, ktorng jln2 shopping plak
price ok, not bad
tp!! kene la pandai nego!
lg best, ble satu brg tu, rmai2 bli
contoh cm t-shirt, ktorng 11-11 org nk beli kt kedai tu
so, mmg bley demand harge murah glr2 la dlm 80 baht to 150 baht sehelai!

borong punye borong
smpai la lenguh kaki merayap
then, trus la blk hotel around 12 cmtu
merehat kn dri, coz tomorrow will b a long day again for a full day actvt!!

x sbr!! smbg nanti ok! =)

nite..!

Krabi Island ~ Nice place, nice dive. nice people, nice food!! AWESOME!

Sawadikappp! =)

With a budget of around RM750, we manage to get a 4 star hotel, for 4 days n 3 nights in The Small Hotel, in Au Nang, Krabi Island, Thailand.
It was a great time for diving,snorkeling, and other activities such as Muay Thai (Thai Boxing), ATV, Water Rafting, Elephant riding, Visiting Monkey temple, Massage n Spa, Shopping!!! its worth it!! =)

Friday (17/12/2010)
--------------------------------------------------------------------------
Jumpe Abu, Eddy n Fizah at KL Central, br la kelam kabut nk tkr duit Thai Baht, jgn x mahal la kn..so, next time, tkr siap2 kt tmpat lain, jgn tkr kt air port, kl central n kt thailand, rugi2!..then moved to LCCT by bus dlm kol 11, RM8 per person. The journey was about 1 hour...smpai LCCT, check in, n jumpe another 7 of us, perkenalkan, Shuhid and Azrihan (Organizer), Syed, Marini, Nazmi, Farid,n Amira.. 11 of us! smpai ke Krabi Island lbh kurang kol 3pm waktu Msia, and 2 pm waktu Thailand.. ktorng pun amek van, charged dlm 11,000 baht smpai ke hotel..
the hotel was amazing!! respect sungguh kt arkitek n landskap pun sgt menarik!! pls google The small Krabi Hotel, n u will get the clear picture!

smpai2, ktorng pun chek in..actually, satu blk 2 org, tp, tuk save cost, satu blk 3 org, ok gak, baru la meriah =)

after maghrib, we all kluar cari dinner..n otw tu, dgr la lori pasang loud speaker
"muay thai, muay thai, every friday n monday, the best thai boxing in Au nnang..bla...bla..bla.."
trus ktorng p beli ticket! 800 baht per person = RM80 jugak la..
so, ktorng pun p cari dinner cpat2 coz game kol 9pm..
Dinner was awesome!! Tom yam terbaikkk!! mostly, lauk2 seafood, ngan ikan 3 rase sume, perghhhhh! mmg Thai asli! =)
after da mkn2, ktorg pun jln sepanjang au nang, bnyk stall2 tepi jln tu, tuk beli bj2, souvenir, 7-elven, mc-donalds, burger king, starbucks n stall2 kck yg goreng2 food pun sgt bnyk..just really have to be carefull bcoz, agak ssh nk cr food HALAL..yes, diorng kate halal, tp, still ade porks dlm kedai tu, n beer juge..haihhh~
time kt 7-eleven tu, aku amek roti sausage, time nk byr, nsb baik tgk ingredients, skali sausage porks daaaa...trus amek roti kosong ngan sardin satu tin, blk hotel, buat sandwish sndri je laaa..

9pm, boxing time!! ktorng pun naik la transport yg diorg provide, berimpit2 ngan mat salleh,ramai! excited jadinye..hehehe
smpai je kt stadium, ktorng pun msk..mlm tu, ade 9 games! dr bdk kck, remaja, sampai la kategori dewasa..among the games, ade 2 games yg K.O =Knocked out! perghhh..penangan terbaikkk!

ape yg menarik muay thai ni, before start the game, diorng akan ade cm adat tau, due2 boxer akan keliling ring tu, diorng cm bace jampi kt every each sudut ring tu..then, diong akan ddk kt tgh2 tu, cm nk kate menari, bkn menari, tp gerakan tu warm up la kot, but it was a nice move, soft but style! klu ade mase, i will try to upload the video, so, korang bley tgk gerakan tu...ok?

after abs tgk muay thai, dlm kol 11 lbh cmtu, ktorng pun blk ngan transport yg diorng provide..hotel ngan stadium, dlm 5 mnt cmtu je laa..dkt jugak..

what was happened on Saturday? to be continued... =)

nite!!!

Puasa sunat Asyura~

Ble??? --> 10 Muharram (16/12/2010) bsk daaaa~~

Menurut tradisi masyarakat Islam, Nabi Muhammad s.a.w. melakukan puasa Asyura sejak di Makkah lagi memandangkan puasa Asyura merupakan amalan biasa masyarakat tempatan. Apabila baginda berhijrah ke Madinah, baginda turut mendapati yang kaum Yahudi turut berpuasa pada hari Asyura (atau bagi mereka adalah Yom Kippur yang juga pada hari kesepuluh). Ketika itu, baginda mengesahkan dan mensyariatkan puasa sehingga ia menjadi satu kewajiban kerana baginda merasakan masyarakat Islam lebih dekat dengan Nabi Musa. Ibn Hajar al-asqalani, dalam pernyataannya terhadap Sahih Bukhari mengatakan yang syariat puasa telah dijadikan kepada bulan Ramadhan setahun kemudian. Kini, masyarakat Islam melakukan puasa pada 10 Muharram sebagai amalan sunat dan bukan kewajiban

Masyarakat Islam turut percaya akan berlakunya kejadian besar ketika 10 Muharram:

Hari pertama Allah menciptakan alam.
Hari Pertama Allah menurunkan rahmat.
Hari pertama Allah menurunkan hujan.
Allah menjadikan 'Arasy.
Allah menjadikan Luh Mahfuz.
Allah menjadikan Malaikat Jibril.
Nabi Adam a.s. dicipta.
Diampunkan dosa Nabi Adam a.s. setelah bertahun-tahun memohon keampunan kerana melanggar larangan Allah.
Nabi Idris a.s. diangkat darjatnya oleh Allah dan Malaikat Izrail membawanya ke langit.
Diselamatkan Nabi Nuh a.s. dan pengikutnya dari banjir besar selama enam bulan dan bahtera baginda selamat berlabuh di puncak pergunungan.
Nabi Ibrahim a.s. dilahirkan di kawasan pedalaman dan terselamat dari buruan Raja Namrud.
Nabi Ibrahim a.s. diselamatkan Allah dari api Raja Namrud.
Nabi Yusuf a.s. dibebaskan dari penjara setelah meringkuk di dalamnya selama tujuh tahun.
Nabi Yaakub a.s. telah sembuh buta matanya ketika kepulangan anaknya Yusuf di hari tersebut.
Nabi Ayub a.s. disembuhkan dari penyakitnya.
Nabi Musa a.s. telah diselamatkan daripada tentera Firaun dan berlakunya kejadian terbelahnya Laut Merah.
Allah menurunkan kitab Taurat kepada Nabi Musa a.s..
Nabi Yunus a.s. selamat keluar dari perut ikan paus setelah berada di dalamnya selama 40 hari 40 malam.
Kesalahan Nabi Daud a.s. diampuni Allah.
Nabi Sulaiman a.s. dikurniakan Allah kerajaan yang besar.
Nabi Isa a.s. diangkat ke syurga ketika diburu oleh tentera Rom untuk menyalib baginda.
Saidina Hussein ibni Ali telah syahid akibat dibunuh dengan kejam di Karbala oleh tentera khalifah Bani Umaiyyah iaitu Khalifah Yazid.

Sejarah Asyura bagi Perspektif Syiah
------------------------------------------------------------------
Pada masa zaman sebelum Islam, 'Asyura diperingati sebagai hari raya rasmi bangsa Arab. Pada masa itu mereka berpuasa dan bersyukur menyambut 'Asyura. Mereka merayakan hari itu dengan penuh kegembiraan sebagaimana hari Nawruz yang dijadikan hari raya di negara Iran. Dalam sejarah Arab, hari 'Asyura (10 Muharram) adalah hari raya bersejarah. Pada hari itu setiap suku mengadakan perayaan dengan mengenakan pakaian baru dan menghias kota-kota mereka. Sekelompok bangsa Arab, yang dikenal sebagai kelompok Yazidi, merayakan hari raya tersebut sebagai hari kegembiraan.

Perkara sunat dilakukan pada hari Asyura :
------------------------------------------------------------------
Melapangkan masa / belanja anak dan isteri
Memuliakan fakir miskin
Menahan marah
Menunjukkan jalan yang lurus/membetuli orang sesat/orang yang salah(terpesong aqidah(tauhid) dan akhlaknya)
Menyapu / mengusap kepala anak yatim(menghormati dan memuliakan mereka)
Bersedekah
Memelihara kehormatan diri

Mandi Sunat dengan lafaz niatnya: "Sahaja aku mandi sunat hari Asyura kerana Allah Taala."
Bercelak
Membaca Qulhuwallah(Surah Al-Ikhlas) hingga akhir seribu kali
Sembahyang sunat empat rakaat dengan lafaz niat: "Sahaja aku sembahyang sunat hari Asyura empat rakaat kerana Allah Taala. Pada rakaat pertama dan kedua selepas al-Fatihah di baca Qulhuwallah sebelas kali.
Menjamu orang berbuka puasa
Puasa Sunat Asyura dengan niatnya dibaca Sahaja aku berpuasa esok hari sunat hari Asyura kerana Allah Taala.

~ Semoga semua berkesempatan tuk bepuase bsk =)

back to student life

almost 2 weeks bekampung kt library sunway!!

adoiii..ble keje nk stdy..ble stdy nk kje..
tu la msia..x pnh puas..
anyway, to all students who r now taking ACCA exm,
all the best for us!! may Allah berkati usaha kte
n may we pass with flying colours! =)

tgh2 serabut nk exm ni, lupe plak aku ade annual dinner jumaat ni
so, for EY family, see u guys this friday nite! ( x sdr dri btul da nk pekse ni..hahaha)

then, have to struggle back for this monday exm!
wish me luck!!! ..

diving actvt in krabi da pun di-booking..
so, abs exm, mase tuk berhula-huli d krabi!!
yihaaaaaaa =)

2010

wow! lg sebulan nk msk new year!! 2011~ that fast!!

What a great year for 2010
lot of things happened
people come n go
married n divorced
couple n break
new job n new life..
11 months cycle..

January
---------------------
start keje br kt EY --> yg seminggu trus rase nk benti tu..hahaha
unbelieveable, almost a year already =)
life is quite upside down..new work, new environment, new house, new phone..

February
--------------------
ermm...keje kt area subang..owhh..celebrate first gaji! hahaha..ya2..during my bday, ngan geng kantin skolah :p

March
--------------------
ermm..x ingt laa..ape yg best aeh dlm march??
ade yg kawen ke?? owhhh..ya2! Tiyah kawen! so, me n my batch gerak penang,konvoi, then camping tepi laut, bbq, tdo,then bsk nye g weeding tiyah...syiok! (^_<) April ------------------- This is the beginning point! amek lesen scuba..yeah! Pulau Kapas! What a great n wonderful world under the sea..syukur..ade rezeki nk amek lesen n get that experience! =) congrats tu shahrul,iwan,aisar,ijam n kak arbaiyah,we did it! hehehe.. May ----------------- Erm..getting bz with Berjaya team..fun n challenging! Audit for April year ended..ddk kt berjaya tu, duit kuar mcm air..mkn mahai, parking mahai..haihhh~ owhhh..then join KPS nye Trip tu Pulau Perhentian,so dive lg! ~da start gian da mase nie..hehehe... June --------------- Group trip to Redang! My department, SVS--> roomate ngan fizah, sarah n..ermmm...yaaaaa...izyan..hehehe..ingt2..stay kt Laguna resort..sgt cantik! im suggesting this plave for those who r planning for their honeymoon =) then, dive lg!

July
------------
Start da class for ACCA..owhhh..mcm x caye, aku amek gak paper tu..start la xde life sket..weedays keje..weekend skolah..mak pun bising..tp, this is all for my dad, even aku x bp nk plh jln skang, tp, all is for him...actually, aku nk jd lecturer jer..coz aku ske mengajar..tp..y not, just do it once for him..lecturer maybe another 4-5 years..insyAllah..

August
-------------
Fasting month! since aku still dgn team bejaya, so..everyday blk 3-4 pg..buke n sahur pun kt bejaya times square tu jela...mamak blakang tu..pnh pg?? should try once, milo ais die..lynnnnnnn..hehehe...bley buat mira tdo smpai berdengkur2 :p

September
---------------
Raya2!!! xdela terase sgt aeh ble da berumur ni..xde prepare pape lansung..tp, aku amek cuti 2 minggu, puas ati! hehehe..bwk mak abh blk perak coz mak sgt ske wat msk2 before raye..semangat btul wat lemang, dodol, rendang..haihhh..she is the best! then, pg raye blk kdh, kg abah..kesian kt tok..skang dok sorang after tok wan meninggal last year..then, raye ke-4 drive plak ke penang, me, yong n family, yang n family bwk mak abh p holiday d langkawi..yeay! hepi to see diorng hepi =)
blk from langkawi, drive blk kedah, then singgah perak,br blk kl..then blk plak pahang...adoi..drive plak kete manual..2 minggu as a driver, penat nk recover smpai seminggu jugak..cuti mcm x cuti..hehehe

October
------------------
Lepak office, settel kn berjaya accounts..ermm...rmai mt batch yg betunang la kot..keding, abg ngah..n..one my jr..meninggal coz accident...haih~ moga rohnye ditempatkan bersame org2 beriman..she is a gud person..Al-Fatihah wat Nor idayu..

November
-------------------
Bz with new engagement, bz with revision class, kak long kawen! owhhh..im so hepi for u kak long...x sangke sungguh! next month konvoi g reception die kt johor! x sbr to meet my batch! =)anyway, now tgh prepare for next month nye exm, 13/12..hopefully, first paper ni, sume akan ok...da setaun tgl zmn blaja..nervous plak rase..hahaha...gud luck to all my frens, for those yg akan amek exm jgk nanti!

December
----------------------
exam! n im going to krabi!!! (^_<)
tp kn, smlm br tgk ctr "TAKEN".. da pnh tgk x????
ctr tu is a gud lesson for those yg nk p travel..especially young teenage gurl..mcm mane sindiket trap diorng tuk jd kn pelacur..
friendly sgt pun pyh..klu bley, jgn la bedue jer..make it a big group..
get that movie! then u will know what im talking about~

how bout u out there?? hows ur year???

beberape ari yg agak sesak..

salam..

elok hepi2 smbut raye aidiladha
ptg khamis tu aku demam la plak..
so far..yg aku ingt..
pg tu aku cuci kete (bsh sdri ok)..pg x pg sgt la
dlm kol 11..terlebih rajin kn..
so, cuci2, then aku mem-vacum siap
adela dlm 12 lbh abs..
ddk2 jap..then trus mandi..

after solat zohor cmtu..
kpla da panas dahh..adoii..
da la bsk nye patut aku ade meeting..
mak da ckp da..xyah blk..degil..blk jugak..

kn betul..mlm tu, start dlm kol 1 pg..smpai la subuh
xleh tdo..dok la beguling2..kpla skt betul..MasyAllah..
Tuhan je yg tau..da lame x skt cmtu..
last dlu, skt truk cmtu mase nk kne denggi dlu..
coz panas truk..

last2..x pg pun meeting tu..coz aku
x larat nk bgn pun
ape lg nk drive p keje..haihhh..

dipendekkan ctr..after aku ingt sabtu tu aku da ok
aku x g clinic pun..just rest kt umah
nk kene panas pun fobia jap..haha..
kol 11 lbh cmtu..skt blk pulak..
then, short cut ~ msk blk tdo..
tp, kol 2 lbh cmtu..da start xleh tdo dah..
smpai la subuhh..
but this round, nekad, lps je solat subuh tu
x pkr ape dah
even br kol 6.30pg, aku drive trus blk rwng..
(kn da kete ~ klu skt, sure mak ayh gak yg kt cr)

smpai dlm 7 cmtu..abah tgh alter pokok2 bunge die
da tgk aku telentang kt living hall cmtu
trus die buat air milo + roti bakar..ermm..sdppp..
tp tekak x lalu abh,mampu tgk n tekan kpla jer..

abh start moto trus g beli koyok..huhuhu~ lega sket..
kol 9 cmtu, abh trus bwk g clinic..n doc suh g hospital amek darah
suspek denggi..adoi..da la ari ahad..hospital besar kl..

plg sdh..aku br je vacum kete tu..last2, aku muntah dlm kete tu..huhuhu~
sweater kesayangan ku juge..da jd tadahan muntah..hahaha..abs, mane de plastic dlm tu maa...
smpai kt hospital..aku pun amek la darah sume..

ape yg syahdu kt cni..
kte kn tau, general hospital ni..hospital kerajaan..so, majority yg dtg ni mostly org2 ssh..including me la kn..huhu..
anyway..aku pun tggu la result darah aku kjap..
mase tggu2 ni..mcm2 org aku tgk..
plg sdh..ade old couple ni..dlm 70an..jln bedua..sgt perlahan diorng jln..mcm da x lrt..tp, mck tu tarik beg roda besar smbil pegang tgn husband die..pkck tu nmpk da x larat jugak..owhhh..rase cm nk pg amek n bwk kn beg tu..tanye, mck dr mane, nk pg mane, ank mane..mcm2..skali nurse pgl msk jumpe doc..x tau y..smpai skang tekenang2..hurmm...

after da discuss ngan doc
dpt one injection, which aku rase pasni, klu skt lg kple ni,
aku nk g mintk die inject ubat tu je, coz after one hour
that pain totally gone..klu tau, dr khamis da g amek injection tu, xde la tanggung smpai ahad =)

ari ni, mc la..
dok muhasabah..
kwn2 tuk hu-ha..sng sugguh nk cr..
tp..time2 skt cmni..hurmm..
tired of making frens..
ade..ade..xde..sudah..
tringat zmn uni dlu..student life mmg sweet memory la
mase kene denggi dlu, syawal n wani la yg jage aku glr2
smpai antar aku blk rawang dgn slamat..hehehe..thanks sha n wani!
jase mu ku kenang ke akhr hayat..

long enough i guess..
hope tomorrow will b a better day..
nite..

tlg ingt kn aku..

salammmm...

da besawang da blog nie..hehe..
anyway..luse, kte akan tgk lembu2 buat2 gile
ayam pun buat2 pengsan..
kambing jgn ckp laa..buat2 x sehat..
bkn ape, tu tande da smbut raye korban la tu..hehe..

salam aidil adha tuk semua..
kejap je rase kn? br ari tu rase nye smbut aidilfitri..

since exm da dkt,
so skang pack la dgn revision clss
meaning that, makin kurang la quality time ngan my parents
so, last saturday, aku lari gak la jumpe parents aku
coz alang2 nk celebrate my nephew nye graduation day ~~tadika je pun..hehehe

sunday tu aku ade clss pg,
so by 7 cmtu, aku da nk kuar la
my mum pun tanye
"raye aji blk x? selasa blk da kn?"
aku da tebayang2 keje x surut2 tu
maybe slase mlm la kot..tp, saje la nk begurau
"rabu pg ana smpai la umah..hehehe"

mak da buat muke sdh..ingt kot mak main2
td chat ngan my sis
die kate mak kck ati "ana kate rabu br nk blk..keje ape org sume da cuti.."

sumtimes..kte slalu rase keje tu penting
smpai org tue kte pun da terase yg kte da x peduli kt diorng
cube klu bf/gf ajak dating
sanggup je tgl keje tu on d spot..ye x??? hehehe...

nature zmn skang..
kte x bp sensitif ngan feelings org tue kte
coz, kte rase diorng sentiase ade..
tp kte lupe, yg diorng bley pg ble2 je dr skang
bkn mendoakan, tp mase da suntuk..
my parents 60 & 58 already..

x gune klu keje truk2
end up, kte x dpt nk share hasil usahe kte
dgn org yg slalu di belakang kte
dgn org yg slalu x pnh hampakn kte
since kck, smpaila skang..

x taula korang mcm mane
tp bg aku
mase ssh aku
mase sng aku
parents n family tu la slalu ade n support aku...
so.."TLG INGTKN AKU" if satu ari
aku jd lupe
lupe ngan jase diorng kt aku...

salam aidil adha~

"Skim rumah pertamaku"

Ok, since ade a few opinions regarding this issue
i would like to share the following info :

SKIM RUMAH PERTAMA yang diumumkan oleh YAB Perdana Menteri yang secara kasarnya memberi peluang kepada orang ramai yang mempunyai pendapatan isi rumah di bawah RM3000 memiliki rumah pertama mereka tanpa perlu membayar downpayment 10% seperti yang menjadi amalan pinjaman perumahan sebelum ini.

Ini adalah satu langkah yang positif jika dilihat secara kolektif tetapi boleh jadi sebaliknya juga, bergantung kepada bagaimana ianya diambil.

==================================
Bagaimana Ianya Menjadi Positif
==================================

Memberi peluang kepada lebih ramai orang memiliki rumah, terutama graduan-graduan yang baru nak membina kerjaya. Mereka tak perlu lagi menunggu
sehingga setahun++ untuk mengumpul downpayment 10% kira-kira RM22,000 dan tak perlu membazir menyewa rumah dalam tempoh tersebut.

Dalam kes ini, kita harus berterima kasih kepada kerajaan

=====================================
Bagaimana Ianya Menjadi Negatif
=====================================

Mesti ada yang tahu skim 0% downpayment pembelian kereta kan? Apa kesan skim tersebut? Berapa banyak kereta yang ditarik oleh bank sebab kegagalan pembeli membayar bayaran bulanan.

Dalam Skim Rumah Pertama, belum diketahui bagaimana mekanisma penampan untuk mengelakkan senario yang sama berlaku kepada pinjaman perumahan. Kita tak mahu ianya berlaku kerana ianya akan merugikan dan membawa kepada bank tarik semula rumah dan siap sedia untuk dilelong..

Dalam kes ini, semua kena berjaga-jaga

===================================
Bagaimana Ianya Menjadi Peluang?
===================================

Ada beberapa peluang di sini, antaranya anda boleh membina aset pertama anda! Tapi anda perlu berfikir dengan cara yang berlainan sedikit, aset yang dimaksudkan disini;

ASET = rumah yang membuatkan duit MASUK ke poket
LIABILITI = rumah yang membuatkan duit KELUAR dari poket

Rumah yang anda beli dengan pinjaman untuk didiami jika dikira dalam definisi ini adalah LIABILITI dan rumah yang anda beli dengan pinjaman untuk disewakan adalah ASET

Jadi anda boleh menggunakan Skim Rumah Pertama untuk membina aset anda dan membuat pinjaman yang lain untuk membeli rumah sebenar anda, tapi anda kena bijak merangka dalam kes ini kerana anda bakal mempunyai 2 rumah!

===============================================
Bagaimana membeli rumah ber'status' LIABILITI
===============================================

Rumah ini adalah rumah untuk anda diami, jika anda menggunakan Skim Rumah Pertama 0% downpayment untuk membeli, anda RUGI. Sangat RUGI. Kenapa?

.... Anda membayar lebih banyak duit 'interest'...
Lebih banyak duit anda rugi dalam jangka masa panjang...

Cara ideal untuk membeli rumah untuk anda sendiri diami dan MENGELAKKAN anda bayar 'interest' (sesuatu yang merugikan) adalah dengan;

1 - bayar downpayment tinggi
2 - pendekkan tempoh pinjaman

Lagi panjang tempoh bayaran, lagi tinggi interest, lagi banyak wang yang tak sepatutnya dibayar, lagi tinggi bank untung.

==========================================================

But as for me..umah klu u just nk wat as an investment
u should go for the longest of tenure as u can
n get a better rate of interest from bank (so, kene survey2 la)

this combination will help u to get a lower monthly installment
maybe after 4-5 years after the grace period
kte da bley start jual property tu with condition yg mmg
price tgh tggi dr market value..

so, kte x byr bnyk on monthly basis
at the same time
mase nk jual, harge pun lbh from mv
so, we still gain from it!

Budget 2011

Salam..

3pm td budget 2011 da dibentang
xdpt dgr penuh coz keje
but based on news td, ade satu part yg rase sgt beguna tuk mmber2 sebaya aku nie
" pendapatan below RM3k bley apply loan umah 100%, consist of 90%bank and 10% gov subsidi..tuk umah below RM220k, duti setem is 50% discount"

--> so guys, pe lg, awai taun dpn, cpat2 la cari umah yg nk dibeli n sesuai as ur investment..currently, BLR quite ok, most of the banks offer at BLR-1.7 to -2.2, which BLR at 6.3%..i think, maybe akan naik lagi skali this year coz risk bank da agak bsr next year..org rmai pnjam, tp kemampuan tuk byr blk tu, x tau la mcm mane coz peruntukan tu pun tuk golongan belia...

--> rmai belia yg tanggung utang kereta, personal loan n cerdit card..so, agak bahaye gak ble loan2 yg lbh besar jumlahnya nk dibg kt golongan ni..(temasuk la sy sndri :p )

--> tendency golongan cm kte ni adalah kete yg nmpk stylo, umah yg class, blanje besar, which causing us to use the personal loan n credit card ikut sesedap nafsu, bukan keperluan..

--> But yet, still ade yg bijak amek peluang yg ade dpn mate ni..so, pandai2 la berbelanja n wat investment k, hope loan2 ni sume, x menjerat kte ke jln muflis di ketika usia belum mencecah 30 thn!!

tahniah & takziahh..

Br pas update Facebook.. saje tgk latest news psl kengkwn..
i think this the gud part of FB,a contribution to d society to use it as a communication channel..

Lately, aku dpt bnyk wedding invitation n x kurang jugak engagement ceremony.
especially from my batch,intake 9.. plg mengejutkan, kak long..btul2 bukak mate ttg ~klu ade jodoh, mmg x kemane, ~kte hanye merancang, tp Allah jue yg menentukan~

ingt lg ayat2 power kak long, " aku xnk kawen ngan die, aku x ready lg, aku xde feel kt die" tp, finally, "jemput dtg umah, aku akan benikah" ~ dgn org yg same, org yg die xde feel tu..hehe..Allah da atur segalanye...

x lupe gak, Debab yg akan betunang besok,dan yg akan bekawen taun dpn~ keding, abg ngah, ayin n shikin (klu ade yg x msk list ni, maknenye, mengejut gak la tu..eheee)

tahniah wat kalian, moga kekal hingga akhir hayat =)

x lupe gak pd brita2 yg menydihkan..beberape org sahabat telah pg dlu ~ al-fatihah buat mereka..moga roh mereka di tmptkn di kalangan org2 beriman

tula putaran hidup ~ hidup pasti mati..

n, life is a journey, not a destination..yg telah pg, takziah diucapkan..
wat kte yg masih hidup, ia perlu diteruskn, coz journey ni still jauh n x tau ble ending n x tau mcm mane ending kte..elok ke, teruk ke..wallahhualam..

for those who r now achieving ur dream n succsess, congrats!! mane yg blum, lets work for it!!

as for me ~msh bnyk nk aku nk try n buat, slagi ade peluang yg diberi-Nya..

moga, ari2 kte lbh baik dr smalam..insyallah.. =)

cpat nye da nk raye..

hepi?? biase2 je kot..
this year, rase mcm mase tu cpat je berlalu..
pjm celik, da bln september..
rase mcm br ari tu moved to damansara
tkr keje baru, environment baru..

awal2 tkr keje dlu, ari2 rase nk benti
coz mase kt tmpat lame, environment mmg lain
nk ape sume dpt, staff x rmai, keje pun offce hr je.. (means pg n blk msh nmpk itu matahari )
blk keje siap bley p jogging plak..
bahgie la pndek kate...

tp, tula org kate, manusia mmg x pnh puas
gatal plak apply keje kt EY
konon2 nk challenging n further ACCA..
"kjap je, 3 taun, complete ACCA (5 papers) + 3 yrs experiance"

ble msk je EY, jgn kate 3 taun, 3 minggu pun x sanggup!!
Allahh...ari2 rase nk benti
x thn ngan environment br..
x kenal org lansung...org kuar msk kt audit firm tu cm pyh nk cam coz staff turnover is very high..
communicatation pun through email je..
g client sorang2..waaaaaaaa..
abah la tmpat aku ngadu...abah kate, "sabar..3 taun jer.."

n now already september, means almost 9 months..
lame2, da jd lali..
blk lmbt (x jumpe lg matahari, tp bln..okla kot), weekend class..lyn kn aje..
coz, kdg2 ade manisnye..i think "ssh dlu, sng2 kemuadian"
msh ade mase tuk berscuba, jumpe geng2 baru (For job Berjaya espacially, thanks 2 Farah, Fizah, Amirah, Nabila, Sarah & Wai yi) =)
jumpe org2 br...watching movies..travel smpai sesat2.. :p
curi raye smpai 2-3 minggu..hehehe..

so, i guess..no more complaint..
slagi larat, i'll b there..EY di hatiku..hahaha..yeah rite!

moral of the story, appreciate on what u have now, less of complaint in life.. coz later u will know why Allah set u to go through all those critical paths ~ n u will be thankful coz u r the chosen person ~

Alhamdullilahh....

Trima kasih pkck!

Last Saturday (21/8) aku bebuke kt Rawang, umah parents
The next day tu aku ade class kt Sunway
Tah mcm mane, pg tu terbangun lambat, 7.30!
class started at 8am, 30 mnts..i mean tolak siap2, isi minyak lg, so its about 10 mnts!
dgn speed 130-140 km/hr, aku sempat la smpai around 8.10 kt Subang
"BUT", unfortunately, aku tesalah msk simpang, trus ke KESAS highway!

tu xpela lg, coz aku tau bley lalu je, pth blk la after tol tu nanti
issue nye kt sini, aku xde duit lansung dlm wallet!!
yeah, that was my bad habits, to draw money when only i need it~ Allahh..

what happened was, aku trus drive msk ke kwsn Perkhidmatan Pelanggan kt tepi highway tu
ddk la termenung jap pkr ape nk wat
geledah punye geledah dlm kete tu, adela aku jumpe syiling,sum of RM1.20!
mane nk cekau lg singgit?? tol RM2.20...

pkr punye pkr, then aku drive trus kt satu bangunan hujung, (coz I thought that was the place for khidmat pelanggan)

ble masuk building tu, ade sorang pak guard ni, i think he is around 55 yrs old..
then pkck tu kate, slh building, kene pusing ke blakang blk
okla, then start kete, pg la kt tempat yg dinyatakan..

tibe2, nmpk pkck tu jln arah aku
die kate, bkn yg itu, ade lg satu belah blakang
dlm ati, baiknye pkck tu, sanggup tgk btul ke x tmpat aku pg tu

da smpai tmpt yg btul2 tu
aku plan nk tanye la kt org tu, kalau2 bley top up Touch & Go pkai credit card, last choice..huhu~
Kecewa jgk bcoz kauter tu ttp on weekend, only office hours je..

dah x tau nk wat pe,
tepakse la get back to pkck tu blk bcoz da xde org lain yg aku jumpe pg tu
elok2 td smpai 8.15, aku tgk jam da kol 8.40..
sbr laaa...maybe later ade solution ni..tawakal je laa..

ble jumpe pkck tu blk,
trus die jln ke kete aku
dan tepaksela aku ctr masalah yg melanda..~ klu malu, x settle la prob tu~

pkck tu dgn x bnyk soal,
trus kuarkan wallet die....
ape yg mengharukan aku pg tu, aku ternmpk dlm wallet die, just ade RM5 sekeping, n RM1 sekeping...aduiii... x sampai ati la plak nk pkai...

then pkck hulur RM5..iskhhh..xpela pkck, sy da ade RM1.2,nk top up lg singgit jee..
then pkck kate, nk pth blk subang, aku kene lalu plak tol LDP, lg RM1.60..
jgn x caye aehh..sebakkk sgtt time tuu...
betapa msh ade org yg x kenal kte, tp bg bantuan melebihi kemampuan die..
walau aku bersukur coz ade yg sudi tlg...

aku mintk no phone coz aku janji aku nk ganti blk duit pkck tu
"xpela..pkck xde telephone"..smbil senyum.. "ambik je la.."

seminggu aku tekenang2 budi baik pkck tu
n finally, aku nekad nk jumpe blk pck tu n ganti jugak duit tu

so, last Sunday, before pg class, aku singgah tmpat tu tuk jumpe pkck tu
Alhamdullilah, jumpe! =)

"pck igt sy lg x? yg pnjm duit pkck minggu lps?" hehehe..
ble die pun angguk n senyum, aku hulurkan sampul duit raye
smoga, dpt digunakan tuk raye nanti..
da bebual sket sebnyk, then aku pun mntk diri coz nk ke class..

smpai ari ni, still tekenang2 kejadian tu..
klakar pun ade..insaf pun ade..ape pun, satu pgalaman tuk aku sempena bln pose ni..

time ksh pck! =)

Ramadhan..

Da msk ari ketiga umat Islam seluruh dunia melaksanakan ibadah puasa..
Even da kol 1 pg skang, im still at d client place, with my Berjaya Console team
struggle to finish the audit..

need sum break, so feel like to write sumthing here..

last week abh pengsan, woooo..panic!
then trus amek halfday n jumpe kt IJN..
Alhamdullilah, doc kate stabil..

td msg2 ngan abh, die mengadu skt dada..
im so worry n always pray that my parents will be ok
sape x syg parents, more than everything kot!!

tringat satu caller kt hot fm..
"lps ayh da xde, br sy sedar..walau secanggih mane phone yg kte ade..kte tau yg, ble kte call no ayh kte..kte xkn dpt dgr suare die lg.."

so, even bz cm mane skali pun
i'll try to gv a call, everyday--> without fail
klu x dpt nk call skali pun, i'll make sure that i will text him
Insyallah, i promise that 2 myself!

even we r not that rich, but my parents never fails to gv us luv n.. they will try their best to gv us the best..

org kate,
ble senang-> slalu nk share ngan bf, da ssh br nk cr parents
ble lapang-> slalu nk spend time ngan bf, da sempit br nk cr parents
ble beduit-> slalu kuar umah merayap ngan bf, da xde duit br blk jumpe parents
ble hepi -> slalu nk share moments tu ngan bf, da sedih br la nk cr parents..

Lots of things, kte bnyk belakang kn parents kte..

life is short, so make it worth! ~ bf/gf/husband or wife, mereka mcm daki kt bdn kte, ble2 kte sental dr bdn, hilangla ia..tp, keluarga adalah darah dging, potong mcm mane pun bhgian bdn kte, ttp akan ade darah mereka yg mengalir kt bhgn bdn kte yg lain~

p/s : appreciate our parents while we still have them! =)
Luv u mak abah!!

look forward for tioman, hopefully that place will be better!

most of the corals da agak nazak..sgt syg, bnyk yg mati
so, ble dive tu, da xde ape yg menarik...

dive @ perhentian!

ke PD plak! =)

since ari ni public holiday..aku + my chilhood fren = ainul, didi n khai will go for a trip to PD,but no diving, juz swim in d pool..hahahaha..

next week aku join team Berjaya smpai August, so 3 bln bekampung kt sane..

cmne tah ble telupe nk register class for ACCA, sure kene tmbak ngan HR!..huhuhu..

tp tuk 3 ari ni, xnk pikir keje, nk becuti!!!!!!!!!!!!!! =)

bahgie tgk gaji msk ari ni..Alahamdullilah...lalalalala~

anyway,to Iskandar, slamat pengantin baru,hope this sunday nite i will b able
to join ur big day, insyAllah...

so guys, hepi holiday, have fun n take care!!

daaaaa~ (*.*)

kiko

look forward for tioman next month!!

x puas la dive kt perhentian!! maybe bkn rezeki kot coz pg tu hujan plak..
so dive ptg, ade arus + keruh plak..agak kecewa, but,its ok, masih ade next month
ke Tioman! yiiihaaaaa!! =)

"Diving is like having a sex, the more u get with diff people,
the more exciting and u may be addicted to it" is it??? hahahha..

bley thn gak ikan2 yg ade kt situ, coral x brape sgt..

jumpe DM br, sharing his experiences..cool!

hope bkn takat angan2 la nk amek advance n lastly to Sipadan!!

perhentian island!

waaa!! so excited!! hopefully bsk everything is in order..
what is it???? dive at perhentian island! =)

now kt umah yong(eldest sister), amek brg2 diving..
bsk mlm betolak from shah alam..jumpe blk geng2 lame kt KPS..
yieehaaaaa!!

going out from kl, hopefully the wethear will be gud n
activity pun best! release stress n to recharge blk
smgt tuk idup + bekeje..hahaha...

so everyone! moral of the story, go sumwhere, get a break from
ur routine life n work!!

~kiko~

misi kumpul duwett..

wawawa..! sempat x kumpul duit ni?? hajat di hati nk p satu tmpt bln 10 ni..hopefully ade la rezeki nk p..

anyway..feel free to c my photos on diving activities @ pulau kapas 9/4 ari tu kt facebook (farhana abdul majid)..
akhirnye..! dpt gak lesen! ingt nk p wat advance plak..tu pun nk kene kumpul duit gak tuuuu..

diving ni best, tp maintennace n cost per dive tu, tepaksela kumpul2 duit..at least per trip tu, busuk2 pun RM5 ratus ke ats.. tu pun 3 ari 2 mlm n within msia..klu nk kuar, lg la kn..cost flight lg..uhuuu...

ade sape2 lg yg kaki dive???!! come!! share ur experience!! maybe next time aku bley pg plak tempat2 tu..since still br lg, so maybe korang bley kasi advice what should, what shouldnt be done during diving activt.. =)

first time..

salam! hi! teruja! first time nk tls2 dlm blog..hahaha..

tp sumthing yg intereting la kot..x tau la ade mase ke x nk
update blog sndri..anyway, feel free to drop by n write sumthing here..

especially, story2 yg korang rase nk share dkt cni, u r alwayz wlcome! =)

last but not least, hope this is not the first n last la...!

~FAM 24/4@00:44