Salam..
3pm td budget 2011 da dibentang
xdpt dgr penuh coz keje
but based on news td, ade satu part yg rase sgt beguna tuk mmber2 sebaya aku nie
" pendapatan below RM3k bley apply loan umah 100%, consist of 90%bank and 10% gov subsidi..tuk umah below RM220k, duti setem is 50% discount"
--> so guys, pe lg, awai taun dpn, cpat2 la cari umah yg nk dibeli n sesuai as ur investment..currently, BLR quite ok, most of the banks offer at BLR-1.7 to -2.2, which BLR at 6.3%..i think, maybe akan naik lagi skali this year coz risk bank da agak bsr next year..org rmai pnjam, tp kemampuan tuk byr blk tu, x tau la mcm mane coz peruntukan tu pun tuk golongan belia...
--> rmai belia yg tanggung utang kereta, personal loan n cerdit card..so, agak bahaye gak ble loan2 yg lbh besar jumlahnya nk dibg kt golongan ni..(temasuk la sy sndri :p )
--> tendency golongan cm kte ni adalah kete yg nmpk stylo, umah yg class, blanje besar, which causing us to use the personal loan n credit card ikut sesedap nafsu, bukan keperluan..
--> But yet, still ade yg bijak amek peluang yg ade dpn mate ni..so, pandai2 la berbelanja n wat investment k, hope loan2 ni sume, x menjerat kte ke jln muflis di ketika usia belum mencecah 30 thn!!
RESIPI KEK PAUN OREN
2 months ago
4 comments:
wei kakak ipar aku ckp yg ni applicable utk gov servant je la..
jaja's rite...
btw.. rumah below 220k mane nk dpt.. better bg chance pd golongan yg kurg mmpu.. mmg belia ni byk berhutang... even me, gaji rm2500 ansuran blnn rm2000.. how can i live? SMART! mmg skang rase sakit sket sbb byk komitmen.. after 3 4 years, the value of rm2000 is nothing!
budget cun je sudehhhh...
ermmm..dr ape yg aku bace n phm, its for all, gov n non-gov..n x logik gov nk wat budget for org2 yg keje gov jer..coz klu gov,mmg diorng da ade benefit khas tuk rumah ni.. mcm interest rendah n elaun bulanan tuk rumah..
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