ble gigi bongsu wat perangai~

salamm...

since smlm skt gg yg melampau smpai xleh tdo..so, today aku p klinik gg kat area danau kota, gombak..Klinik Azlina..my sis la yg recommend..well, imbas sket mlm td..bengkak smpai xleh nk telan air liur + tdo..aku tgk je jam tu...ble la nk pagi, nk amek ubat cpat2!! huhu~

da tuam ngan ais x jln, mkn pain killer pun, dlm sejam lbh je thn..then da start blk..sekse..bkn main..nmpk la pipi ni da tembam sebelah..huhu~

Then, thn punye thn dr kol 10 mlm smalm, smpai la kol 9 pg nie, then aku gerak la pg klinik gg tu..doktor ppuan, okla, soft spoken..then, die gtau la yg gg bongsu da tumbuh, tp x muat, thats y gusi jg bengkak..huhu~ doc suh cabut next week, after abs ubat antibiotik n bengkak tu surut..maybe cabut biase coz gigi tu tumbuh tegak, if x, maybe minor surgery..OMG!!!!

aku da penah buat dlu minor surgery tuk gg belah kanan..time tu, aku cabut kt klinik gg uitm..mase tu, sakit die..ya Allah..x tekate..smpai 3 ari pun x ilang wei..mase tu, aku rase lbh 4 kali doc tu cucuk kt gg nk kasi bius, then, x kasi aku pejam mate. takut aku pengsan ke ape..okla, fine, aku bukak mate..so, nmpak la pisau, playar kecik, darah memancut2..uishhh..then finally, die jahit..skt tu, smpai 3 ari pun x ilang2 lg..elok aku nk blk tu, bius tu pelan2 ilang, trus meleleh air mate ni..x benti2..skt yg amatttttttt...

so, ble doc kate maybe nk kene lg next week..terase nightmare for the whole week...x sanggup kot nk go through lg...huwaaaaaaaaaaaaaaaa... :(

anyway, skang da surut sket, Alhamdullilah, hope bsk bley keje blk coz bnyk kot nk kene settle..tula kn, nikmat idup ni bkn la duit semate2, tp, KESIHATAN..coz, duit bnyk pun, klu x sehat, x gune gak.

housemate aku gtau,dlm Al-quran da sebut yg sakit gg ni adalah skt yg ketiga selepas, sakaratul maut (first) n sakit melahirkan ank (second)..x jumpe lg ayt yg mane..penah jumpe??

nk tau detail psl gg bongsu?? info bwh ni maybe bley kasi idea sket kt korang :

Latar belakang
Gigi bongsu ialah gigi geraham ketiga yang tumbuh pada peringkat remaja atau awal dua puluhan. Ia kerap terhimpit (terimpak) kerana ruang di rahang mulut tidak cukup untuk gigi tersebut tumbuh dengan baik.

Apakah komplikasi gigi bongsu terimpak?
Gigi bongsu yang terimpak boleh menyebabkan:

1)Kesakitan
2)Jangkitan
3)Kebengkakan
4)Penyakit gusi
5)Nafas berbau
6)Kerosakan gigi (karies) pada gigi bersebelahan
7)Kesukaran membuka mulut

Bila anda perlu berjumpa doktor pergigian?
Jumpa doktor pergigian jika berlaku keadaan seperti berikut:

1)Kebengkakan gusi di sekeliling gigi bongsu
2)Kebengkakan muka
3)Kesukaran untuk menelan
4)Kesukaran membuka mulut
5)Demam

Bagaimana anda boleh melegakan kesakitan?
Dapatkan rawatan secepat mungkin.

Anda boleh mencuba petua berikut bagi melegakan kesakitan buat sementara waktu sebelum ke klinik:

1)Makan ubat penahan sakit.
2)Berkumur dengan air suam yang dicampur sedikit garam.
3)Gunakan flos untuk mengeluarkan sisa makanan di celah gigi.
4)Hisap ketulan air batu supaya gusi menjadi kebas.

Rawatan oleh doktor pergigian
Rawatan berikut mungkin diberikan oleh doktor pergigian:

Gigi dan gusi dibersihkan dan dicuci dengan air saline (air garam).
Antibiotik diberi jika ada tanda-tanda jangkitan (infeksi).
(a) Jika gigi bongsu tidak terimpak :
- gusi yang berlebihan perlu dibuang (insisi).

(b) Jika gigi bongsu terimpak dan masalah berulang :
- gigi perlu dicabut melalui pembedahan.
X-ray gigi berkaitan mungkin perlu diambil untuk menentukan kedudukan gigi tersebut

Last time, aku kene yg (b), gg bongsu terimpak, thats y kene minor surgery..hopwfully, next week, just kene cabut cm biase.. (a)

sape2 yg mengalami nsb yg same, sabar bnyk2 k..ayt tuk diri sendri..hahaha..pd sape2 yg blum come a cross this situation, gud luck la ye..ngeeeeeeeee...

gusi bengkak~

sgt x best blr any part of our body x sehat..kesannye..sgt la bley wat mood jd down abs..huhu~

suddenly plak ari ni skt gusi..aku bg stage 4 out of 5..if xleh tdo mlm nie..meaning da stage 5 la..

nsb ari ni aku dpt entertainment br from "inianwarhadi"! sgt talented, brilliant n a gud entertainer..korang x kenal??? its ok, bley je kenal2 ngan die, pls check him out through this link :

http://www.youtube.com/watch?v=6Yl6_3gz7MY&feature=related

n korang pun bley follow die through blog die :

http://anakazman.blogspot.com/

ohhhh...can't write dahh...sakittttttttttttttttttttttt...

#4 3 Idiots' Inventions of the Decade

:.happy birthday for Aquarius:.

ooowwhhhh...Alhamdullilahh..another number in my age, but its just a number! jiwe tetap mude.. =)

tq Ya Allah..for giving a wonderful journey in my life..having d best parents, gud siblings, frens, life, career, n tq for everything..Alhamdullilahhh..

saje la aku google2 psl personality people born between 21 jan till 19 Feb,they ara Aquarians! =)

1) Aquarius people are extremely open-minded, tolerant, extroverted, experimental and emotionally detached.
(Agreeee!)

2) Aquarians filter ideas and even feelings through their intellects rather than their emotions, and are able to offer a fresh perspective on any aspect of life. Most Aquarians love conspiracy theories, speculating as to what various people might be doing behind the scenes and how this affects large groups of people. They also tend to come up with a variety of unusual solutions to the world’s problems, which range from brilliant innovations to crackpot schemes.
(Agreeee! no wonder slalu jd leader dlm club or society..cewahhhh..hahahaha)

3) Eccentric and Unpredictable
Aquarius people are highly eccentric and usually prefer the company of other eccentric types. Easily bored and often restless, Aquarians seek out people who are original, creative and exciting, and sometimes even a little dangerous or unstable, in order to obtain novel experiences and have interesting conversations.
(agreeee gakk..no wonder aku ske bace novel, love outdoor activities, n cpat boring :p)

Aquarians are unpredictable, and sometimes get a reputation for unreliability as a result. They can be quite chaotic and scattered, and often reject social conventions, though they are susceptible to modern fads. They can be wacky and absent-minded, full of brilliant ideas but prone to highly impractical behaviour.
(ermmmm...sumtimes, i'll be the one)

4) Extroverted and Experimental
Aquarius people are experimental sensation seekers and may get into trouble as a result. They love trying new things and constantly seek out novelty and change. This is a sign in need of constant intellectual stimulation. Aquarians tend to have a wide circle of acquaintances rather than spending time with just a few close friends and family members. They usually prefer to socialize and work within diverse groups rather than alone or in simple partnerships.
(agreee..friendly, talkative..but sumtimes, i rather to b alone)

5) A Love of Debate
Despite a stubborn streak, Aquarians are more open than most to listening to and thinking about the ideas of others. While they are not at all combative or aggressive, they love to give their intellect a good workout with a worthy opponent in an intellectual debate.
(yup, totally agreee! =)

Most Aquarians value intelligence and inventiveness over physical appearance and surface style. Lacking in prejudice, they tend to have friends of widely varying ages, cultural backgrounds and personality types.
(trueeeeee...layan je sumeee.. =)

6) Technological Aptitude
Aquarians fear boredom and need constant interaction with both people and machines. Most love modern technology, including computers, video games and gadgets. Aquarians usually have a talent for learning new gadgets, and tend to collect as many as possible. Most collect a variety of other unusual things as well, and these eclectic collections often end up strewn haphazardly around the house in an order that only the Aquarian can understand.
(errrrkkk..i thought i was blind about IT?? hehehe..)

7) Generous and Bad with Money
Aquarians are very helpful, to the point of selflessness in some cases. An Aquarian will give his or her last $10 to someone in need. Aquarians are just as likely to help a complete stranger as friends or family members. They rarely discriminate against anyone and are generous to a fault. As a result, they have trouble saving money unless the ascendant falls in an earth or water sign. They tend to spend their cash as soon as they get it.
(Lebih kurang laaa..but i believe in one thing --> the more u give, the more u get..if we b grateful n thankful on what we have, n we r willing to shares with others, Allah will return more than what u have gave...rezeki ade di mane2 =)

8) Humanitarian Leanings
Aquarians have a desire to do something on behalf of the world that will help those in need or suffering from oppression. They also have a strong sense of fairness, and tend to identify with those who are ostracized, oppressed, left out or persecuted for having beliefs different from the mainstream. Aquarians are extremely tolerant of the quirks, idiosyncrasies and strange beliefs of others, and are perfectly willing to stick up for unpopular viewpoints, ideologies or individuals if they feel that there is merit to them.
(yup, never under estimate on other's opininon or judgement..trima ngan ati terbuke..sharing is caring =)

9) Tactless and Rebellious
Aquarians are rarely purposefully cruel but their tactlessness and emotional obliviousness combined with their natural contrariness can be upsetting to more sensitive individuals. There is also a strong streak of anarchy to the Aquarian personality. Aquarians are rebellious and freedom loving, causing them to reject any form of authority. The positive side of this drive to question authority and established orders can manifest as a tendency stick up for the underdog, protest injustice, get involved in causes and humanitarian activities, and even work to overthrow oppressive governments and institutions. This zealous love of democracy and freedom spills over into their interpersonal affairs – Aquarians will not tolerate anyone who seeks to possess or restrain them. Relationships with severely jealous types are usually doomed to failure.
(ermmm..haven't been in this situaton yet..)

10) Independent and Friendly
Aquarians are independent, friendly, progressive, open-minded and idealistic. These traits, combined with their rationality and logic, ensure that despite their unpredictable natures, they can act as stabilizing forces for those around them. Aquarians are rarely frightened or anxious and they tend to be confident and cheerful most of the time.
(agreeeee!! cheerful = Farhana = Hapiness =)

for the past 25 years, I hv gone through a wonderful learning process.. knowing the world, people n myself..
setiap ari aku bangun, syurkurlah...masih bernafas..masih ade peluang to meet new people, new things, n new challenges..as far as im concern, im hepi for i hv achieved, what i have, n for what I am now..

the hard life was the best teacher n the best lesson..compare ngan ank2 skang, how lucky there r..everything seem so easy to get, untill they forget on how to b independent..nk ape, sume mak ayh kasi, handphone, kete,duit..end up..klu jd org, alhamdullilah..klu jd sampah..wallahualam..

pkr2 blk, bgs gak aku dibesarkan dlm family yg agak ssh..maybe bcoz of that, yg wat aku nk stdy glr2..klu x, i wont b at this level i guess..

dulu,asal cuti sem je, aku keje part time, most of the time, kt fast food la..pizza..ayamas..so that, ade free meal..hahaha..glr nk saving..duit2 tu la aku pkai tuk masuk university..nsb baik time stdy tu, dpt scholarship..klu x..jenuh gak nk berutang ngan "ptpt-pu" :p

smpai la aku sanggup msk PALAPES a.k.a ROTU to get free kolej, meal n allowance during uni time dlu..for 4 years..free x free sgt la...jenuh gak kene perah peluh klu time training tu..sacrifice abs mase + tenaga..lyn je la, as long tenaga tu, dibayr..coz, ngan duit allowance tu la aku bley byr yuran sem..nsb baik masuk UITM..klu uni lain..jenuhhhhhh...yuran mahal..kolej pun blum tentu free...it was a great experince..as a bonus..to learn bout people n life..

ble aku kenang2..Allah da susun sume ngan baikk..even susah..but there is always a way to solve the problem..its just that, aku kene usaha, then only aku dpt..its ok, dr x dpt lansung..kn? hehehe..

x tau smpai ble kte bley still bgn dr tdo, kte still bernafas..i just hope that, dipanjangkan umo, murah rezeki, kegembiraan, dipermudahkn urusan n idup yg berkat dunie akhirat..aminnnnn... =)

To other Aquarians, hepi belated n becoming bday!! may Allah bless us all the way =)

~Reality show~

doing my work while watching my fav channel <711> ASTRO! =)

lyn glr wat keje kt umah smbil lyn tv, what a blessed! so, xdela rase looser sgt dr wat keje kt office tu kn..hehehe..

anyway, what is it about?? this channel have a lots of tv reality programme, and part of it is, "American idol"..now tgh audition stage for the 10 season..ape yg best sgt reality show nie??

first, is about the people yg dtg audition, bkn nye sikit, penuh satu stadium mcm dtg nk tgk concert!

- im so damn impress with their talent! their spirit and 1000 satu reason why diorng dtg that audition..ade yg sbb dtg dr family ssh, so, through this show, they may get the opportunity to be a singer, popular singer i guess, like the previous season winner, Kriss allen, David cook, Jordin Sparks, n paling menjadi skang, Kelly Clarkson

-This seosan pun new judges, which aku rase, comment pun quite reasonable.. Steve Tyler, Jlo n existing judges, Randy. so far yg dpt pun, mude2, from 15 yrs old pun ade! aku dlu 15, tau igt nk exm PMR je..hehehe..

-Expression diorng ble dpt tu, kdg2, ngan aku2 skali nangis!! hahaha...touching! =)

Besides American Idol, lyn gak American Next Top Model n yg sekutu dgn nye.., Australian nye version ke, Britain ke, Canada ker..lynnn...

The Bachelor n The Bachelorette pun not bad..plg awesome, Australian Junior Masterchef! just imagine, kids age at 8, da bley msk! among of the recipe:

Meat pies with home made ketchup =)

Fillet of beef with tomato concasse, Roasted garlic and Herb butter :p

but, kte malay society..klu anak2 umo cmni nk masuk dapur, sure x kasi, n pyh nk jumpe parents yg akan encourage ank2 memasak! n plg best, biar servant je yg msk, lg haru...

At this point, klu kte compare ngan reality show Malaysia, x kurang hebatnye..cm Mentor, Akademi Fantasia..rmai gak artist yg dtg from these reality show, cm Black, Hafiz n thier achievement pun not bad..n, Tomok, its a come back from him after b the winner for Malaysian Idol! lain sgt la tomok dlu n skang, so..jgn la kte under estimate Malaysia nye product gak kn..

Is just that, I hope that, Malaysia bley come out dgn reliality show yg more outstanding, cm masterchef tu, its a gud platform for kids instead of nyanyian jer..

k, time for work ~ have a great weekend! =)

is look forward for sipadan n mabul trip! \('.')/

bekampung kt office during this chinese new year, looser x??! from last monday smpai la ahad nie..huhuhu
cuti kene beku coz kejar dateline for my two clients!

nk wat cmne, ni la name nye dedikasi!! hehehe...
team aku je yg ade kt opis nie..xkn nk lepas geram kt bos kn, tepakse la aku luahkan kt sini..hehehe..

anyway, hepi chinese new year for those who r celebrating the eve!
may u in a god health, gain the prosperity n bright future =)

ni tg wat aku x sabar nk becuti --->> Mabul & Sipadan!!
menghitung hari jer ni, 23 April smpai 27 April
this time, trip aku dlm 16 org, meriah x?? hehehe..

ticket flight sume da beli, deposit pun da byr
pg tuk ape lg --> DIVING maaaa :p

so far, xde la plan for luxury trip, just a budget trip for divers, but yet, will gv u satisfaction! insyAallahhhh..based on survey2 yg aku da wat la kn..

Aku amek 2 pakej for 5 ari 4 mlm :

Pakej A (Non-Diver) = RM920
Pakej B (Diver) = RM1,050

murah kn??!! pakej ni termasuk, 3x mkn sehari, accommodation, transport from airport to mabul (return), boat transfer, n permit to Sipadan!

Tuk sape2 yg tgh nk plan becuti tuk taun nie kt mabul n sipadan with affordable price, just google to :

Uncle Chang --> its a budget chalet tuk stay in mabul n tuk dive or snorkeling in sipadan..so far, diorang nice n very helpful to fulfill our requirement! At the moment, aku liase ngan ank uncle chang, Jamilah, a nice person to deal with =)

for those yg tgh menikmati cuti skang, have a great vacation! ketauhuilah, aku sgt jelesssssssssss!!! hahaha..

take care!

halal food~

This few days, aku keje ngan sorang member lame from uni, n sorang bdk intern yg study kt Melbourne..

we were talking about halal food, since my frens ni pun bkn la pure malaysian, die lahir kt Barbados...my main concern is about, how they judge about halal food..

Now days, org2 mude x bp nk alert sgt bab2 halal ni.. in their opinion, as long dlm kedai tu ade jual aym, n daging lembu, kte da bley mkn kt situ even though ade pork jugak kt situ..coz,they were thinking that,
"alaaa..kte bkn mkn pun pork tu, kte mkn ayam ape.."

sume amek remeh bab2 halal food ni..as we know, makanan yg kte mkn akan jd darah daging kte, indirectly effect perangai kte jugak..so, punca rezeki pun is another factor menyebabkan food tu halal or x..

Antara firman Allah SWT ialah dalam surah Al Baqarah ayat 168 yang bermaksud:
"Wahai manusia! Makanlah dari (makanan) yang halal dan baik yang terdapat di bumi, dan janganlah kamu mengikuti langkah-langkah syaitan. Sungguh, syaitan itu musuh yang nyata bagimu."

halal not only source of the food, but the way we prepared the food too..
example cm, dapur tu becampur x dgn pork, kuali,pinggan mangkuk n etc..that is why, if ade je pork one of the menu dlm kedai mkn tu, harusla ade ragu2 untuk kte coz semestinya dapur n peralatan masak yg die pkai untuk pork n ayam tu, adelah same..

rmai jugak org x amek berat psl care haiwan yg kte mkn tu, cmne ia disembelih? food kt certain2 hotel n restaurant yg letak alkhohol..
In Islam, Pork and all its products, animals improperly slaughtered, alcoholic drinks, including all forms of intoxicants, carnivorous animals, birds of prey, and any food contaminated with any of these products adalah x halal..

or, as listed below:
1)pork or pork by products
2)animals that were dead prior to slaughtering
3)animals not slaughtered properly or not slaughtered in the name of Allah
4)blood and blood by products
5)alcohol
6)carnivorous animals
7)birds of prey
8)land animals without external ears

In Malaysia, kte bnyk website yg tlg sebarkan info product2 yg halal n non-halal, ie: Malaysiahalalfood.com

One of the main aims of this website is to provide a centralised source for halal products and services based on the certification by the Malaysian Authority and other responsible authorities recognised by Muslims worldwide.

But, my intern said"
"kt oversea tu, if u care so much about halal, then u xyah mkn pape la, coz ade je cmpur ngan pork n alkohol dlm food kt sane"...

is it so???

tepuk dada, tanye iman..renung2 kn, n slamat beramal =)

:: audit's life ::

just wanna share what am i doing..

since uni life dlu, audit was not in my career list! not at all!
minat sgt kt uniform, smpai nk apply dah graduate officer..x ksh la army, navy or air force..tp, tu la, sume da tertulis..

after grad dlu, my first job was internal audit..tp, taula..fresh grad ni, mane management nk lyn sgt ble kte bg audit report n findings, tercabar btul mase tu..after 6 months cmtu, aku kene basuh ngan Asst.GM Finance office lame suh aku join external audit to gain wider experience, knowledge n further ACCA..theory mmg sdp dgr, keje 3 taun, abskan ACCA, then da dpt chartered accountant..tp ble da wat practical die, keje + stdy = almost loosing my social life..hehehe...

after one year anniversary with my current company..here is what i gained through the whole period..

mule2 dlu, mmg rase nk benti coz da comfort sgt kt company lame..masuk kol 8.30, blk 5.30..smpai umah, rehat n tgk tv..for almost 6 months cmtu..rutin..xyah pening2..

ble da start audit, nsb la plak masuk time peak period, mau x culture shock!! tu yg da siap sign surat resign..tp tu la, klu Allah kate mmg ni keje aku, aku xde mase lansung nk masuk office to submit my resignation letter, for almost a month tu, aku asyik kene masuk client jer..then, aku dpt team with Amira, the best sr ever! hahaha...

since tu, slowly aku da bley adopt culture audit n finally, im in luv with this job..bley?? hahaha...

audit is not only about numbers n accounting..its about a learning process..in term of life n human being..

ble audit, kte jumpe mcm2 org, mcm2 kerenah, mcm2 perangai..
ble audit, aku smpai kt tempat2 yg aku x pnh pg..smpai da bley jd expert la jln2 kt kl nie..
ble audit, aku jd appreciate ngan mase yg aku ade coz most of the time, aku kene wat keje, so..ble free tu, i'll spent it wisely..tu pasal bley terjebak ngan diving tu..hehehe..
audit is very subjective, its about ur judgement n technical skills..so, kte jd tercabar ble tgk colleagues kte perform n kte plak terkial2 nk wat..huiihhhh...xleh jd! hahaha..
audit is about patient..with urself, with ur team, with ur client n with ur boss! ufff...klu x sbr, bley dpt high blood pressure! :p
with audit, we will b independent, coz slalu kene cmpak wat job sorang2, pandai2 la nk survive!

time keje pun flexible..just pandai2 la..as long keje siap..hehehe...

for future accounting graduates, its highly recommended to join audit as ur platform to learn as much as possible..coz everyday will b a new day, everyday u will learn new things,meet with new peoples n facing a lot of unpredictable situations! sumtimes it could b nice, but sumtimes it could b a nite mare!=)

maybe i'll stay 3-4 yrs je kot (tu pun klu tahan la..hahaha), coz aku nk jd lecturer sbenarnye..being in current job, is just to fulfill my father's wish..working in corporate world, its just "headache"!

i would prefer to teach..share my experience n knowledge..to see my future student's success..insyAllah.. =)

Diving license! =)

Hi there!

As i posted my picture about my diving activities in this blog n facebook, many of u have asked me about the diving license..hehehe..

dlu2, cost tuk diving actvt mmg sgt expensive, which is >RM3k..
nowdays, diving da makin murah, n da bley jd hobby tuk ordinary people cm kte..who luv nature, challenges n peace! =)

Diving is not necessary tuk org2 yg bley swim je, yg cleh swim pun bley amek lesen ni..what u need is, "KEBERANIAN" ! ble da masuk dlm air, mcm2 bley jd..tank gas bocor, regulator, mask..pendek kate, equipment yg patut jd penyelamat, bley gak jd pembunuh kte...sound scary aehh?? hahaha..
insyAllah, ble u guys amek lesen, korang akan di ajar how to handle those scuba gear (equipments), so that, kte x panic n knows what to do when those things happen.

Diving license ni, ade 2 jenis, open water n advance..

Open water Diver (OWD)
-----------------------------------------------
At the OWD level divers gain basic knowledge of skills, equipment and theory to safely explore the underwater realm to a depth of about 18 metres (60 ft).
Normally, proper course will takes about 3-4 days..ade instructor yg akan wat pool session, so that, u akan practice dlm pool before dive kt laut. It will avoid u from panic coz air kt pool tu, xde arus, n kedalaman slalu 5 metres. Pusing2 la dlm pool tu, bg familiar how to adjust ur equipments.

but, there is also a walk in trip to the the license.. means, pg mane2 island, then trus register amek course..so, no pool session, its about 2-3 days..

Both will have the theory n practical exam..i will strongly advice, pg la amek rmai2, or at least 2-4 persons, so, exam pun senang nk pass! hehehe..besides, kte x rase nervous coz kwn2 pun ade =)

Advance Water Diver (AWD)
---------------------------------------------------------------------
The AOWD focuses on refining these skills, allowing the diver to explore a broader variety of diving to a maximum of 30 metres (100 ft) deep. Prior to entering an AOWD course, some organizations have logged dives prerequisites. The course usually contains some mandatory dives and knowledge whilst a certain portion of the course consists of free elective topics such as drift diving or search and recovery.

ape beza ngan open water??? definitely the maximum deep n also types of diving yg kte bley buat...open water is more on fun dive..tp, klu ade advance, kte bley wat Night dive, ship wrecks n other challenging dives! :p

ade byk diving association kt dunie ni,yg famous ade 2, PADI (Professional Association of Diving Instructors) and NAUI (The National Association of Underwater Instructors). Xde beza pun, unless, klu korang nk jd Divemaster (DM) or Instructor, PADI is highly recommended la kot coz, senang nk amek exam die..ade yg DM ker?? hehehe...bley la tuk org2 yg plan xmo kawen n nk travel sepanjang hayat =)

Diving philosophy :


Fisrt time u try --> u feel nervous but it's still the best thing you've ever tried!
The more u do it --> the better it gets
As u do it with more people --> u learn new techniques
with experience --> u can do it longer n deeper!! =)

Hope, we can dive together someday guys! Gud luck!

p/s : razman, u nk p amek kt perhentian kn?? make sure u wat kt diving center ni, Steffen Sea Sports Dive School, they r awesome! :p

piala suzuki!

bsk cuti umum! ~ sempena malaysia jd champion smlm tuk piala suzuki =)

x sia2 aku ngan housemate lepak Gulam smlm, impress!! coz parking smpai double park kt tepi jln, n rmai da pandai sarung jersey msia! cayala!hahaha..

saat2 Safee gol kn bola smlm, sume pun bgn bersorak! mcm x caye tgh tgk game msia, igt kot mcm tgh tgk MU vs Chelsea..hehehe..

so,lengkapla cuti ujung minggu tuk minggu terakhir bln December, rase nye, dr first week Dec smpai yg last nie, aku dok keje 3-4 ari je kot seminggu, heaven sungguh!! hahahaa..

ape pun, welcome 2011!! may this new year will b a better year with a better life, success and achievement! aminnnn.. =)

moga bsk pun ari yg lbh baik dr ari ni dan smlm, sbg penutup 2010!

syukur Alhamdullilahhh bg taun 2010 ni,taun yg sgt2 penuh dgn suka, duka, pht (ermm..xde sgt kot..hahaha) tp, manis nye bnyk! =) =)

azam untuk 2011.. (R.A.H.S.I.A) hehehe..tp, smoga kte menjadi yg lbh baik dr ape yg kte ade skang, dlm idup, maupun bekalan akhirat, kesihatan n keselamatan yg baik,insyAllah =)

for those who r getting married in 2011, pls let me know earlier coz my organizer for 2011 is almost full with wedding invitation!! hahaha...OMG!! im getting old n old..but never mind, hati masih mude..hehehe..

nnnnn..welcome to mr.Peak Period! even akan bz sepanjang taun dpn, aku akan make sure cuti for Mabul & Sipadan bln 4 akan di-apply next week, yeah!! x sabar nyeeeeeeeeeeeee!! =)

p/s : En.Razman, gud luck for ur mission = Diving licence! \(^;<)/

the 3rd day in Krabi! (^_<) it keep exciting!!

the beginning of our third day in krabi!

Alhamdullilahhhh, our third day was amazingggggggg!! =)

Journey started early 8am, van tourism from travel agent yg kami book da tersedia dpn hotel..total pakej for the following actvs were RM 410, lbh kurang laa..

http://www.krabi-travel.com/water_ac/whitewater-rafting.htm


the above is the link if u guys wanna check it out :p

8 am : Van dtg jemput, n bergerak ke tmpt first actvt, lbh kurang sejam setengah perjalanan, which is main ATV!

ktorng smpai dlm kol 9 lbh, then disambut lg ngan buah pineapple n pisang,pg2 plak tu..hehehehe..
dgn xde formal briefing, ktorng pusing2 la tmpat tu dlm 5 mnt for warm up..ssh gak nk handle ATV tu!! bkn cm bwk motor k! u should try to get the feel! =)
dgn tracj yg agak mencabar, smpai our fren (Aamm) bley tercampak naik bende tu..hahaha..smpai panic org yg in charge tu! dr jln bukit2 biasa, msk hutan, redah lopak2 air, sungai..smpai la ke jln raya! its awesome!! puas ati coz more than hour die kasi ktorng lenjan ATV tu..hehehhe

11 am :then, we move to elephant riding

b>

but, this is the first n last!! coz kesian glr kt gajah tu!! teruk kene ketuk ngan tn die..huhu..so, tuk bls jase, aku pun kasi la pisang kt gajah yg da besusah pyh tu =)

1 pm :lunch is provided people! =)


the food pun sdp n truely thai food! eheeeee..pineapple goreng tepung ok!! hahahaha..

2 pm : water rafting time!! pls watch the video k! =)
http://www.youtube.com/watch?v=1MWHOQkFk-0

the track is 5km..rugi btul la, klu tau best, baik amek smpai 9km! hehehe
mule2, ktorng tggu lame gak la tepi sungai tu, dlm 20 mnt after briefing, rupe2 nye, nk tggu air damm dilepaskan..ble air sungai da start naik, dr jauh da bley dgr suara org dok jerit2, rupenye, team ade tourist from travel agent lain pun tgh main water rafting tu, diorng lalu tmpat ktorng, happening!! total rafting adela dlm 20 - 25 biji termasuk 3 from our team

ble2 da ramai2 ngan air plak laju, mmg terbaik!! againnn, pls watch the video k, ctr panjang pun x gune laa..hehehehe

lps da begelak2 n bepenat2 ngan water rafting, ktorng pun rehat la kjap sementara tggu org in charge tmpt tu cuci gmbr ktrng...anyway, every place yg kte pg, diorng akan amek picture time kte wat actvt, cuci n jual kt kte..beli je la for support effort diorng =)

5 pm : kuar from kwsn hutan tu, move to Monkey temple =)

mmg bnyk glr monyet!! n quite aggresive la sume nye! haihh~ so, da la dgn penat, ktorng just pusing2 amek gmbr je la, x larat plak nk tour lg..hehehe

about 6pm cmtu, ktorng pun betolak blk n the journey was about 1 hr jugak..
tourist guide die, mmg kelas!! hahaha " u can call me thom, but after 6pm, u can call me vivian! " :p sgt terhibur ngan perangai die yg sgt happening n our driver pun, sgt nice =)

da smpai hotel around 7 lbh, ktong siap cpat2 tuk last minute beli souvenir plak..puas gak la bejalan2 cr brg mlm tu..

lps da penat + lapar glr, ktorng kuar mkn, cr seafood! nyum2! dgn tom yam 3 set, ikan siakap 3 ekor msk 3 jenis rase, udang galah sorang sekor, ketam msk..ermmm...msk ape ekk..lupe laa..hehehe..sotong.ehh..sotong ade ke?? lupe laa..n other side dishes, total for 11 org ni, rm500 lbh!! :p kre, sorang kene byr dlm RM50 sorang, melantak baik punye! =)

da penat melantak, actvt terkahir tuk mlm ni ialahhhhh..."MASSAGE"!!! :p
aku yg x pnh berurut ni, join jugak la coz skali je wei dtg krabi nie!
tp, picture xleh la upload kn...teeetttt! hahahaha

just kt dpn tmpat ktrng pg je la k

price pun ok, for oil full body massage, 350 baht = RM35, lynnnnn..

then, try plak foot msg die, 300 baht = RM30..sume pun per hour..okla, after da melanyak bdn sepanjang 3 ari kt sini =)

da kekenyangan + da plak kene urut = mengantuk thp dewa!! ktorng pun trus blk blk..x tggu lame..beberapa mnt da pun zzzzZZZZzzzzzzz (-.-)

what a wonderfull day!! (^_<)
berbaloi-baloiiii..eheeeeeeeeee...

tp sdh sket, coz tomorrow is our last day in krabi..huhuhu...

2nd day in krabi =)

second day in krabi was awesome!

among 11 of us, 3 org p dives, the rest p snorkeling

before pg, aku wat survey dlu
nk dive kt mane n pg kt dive centre mane
among all of the choices, i highly recommend "Manta Points Ao Nang Dive Centre"
service terbaik, n price sgt reasonable!
korang bley tgk kt link yg kt atas tu, or google, or through Facebook
meet Lana Attwood n Keith Attwood, the owner of the shop
sgt nice!

korang bley email diorng mintak quotation at "info@mantapoint-aonang.com"

so far, for 2 dive + equipment + boat + lunch + under water camera = RM275 per person
tempat lain, mostly offer RM350 to RM400!!
that is why, penting wat survey
n diorng sgt flexible, xyah byr deposit pape pun, n bley byr gune credit card jugak

Actually, the most best spot for dive in Krabi kt 3 main places
1) Shark Point
2) King Cruiser Wreck
3) Anemone Reef

tp, since 2 of my friends, eddy n abu r beginner, so, ktorng just wat fun dive at Phi Phi Island, for two dives

1) Bida Nok
2) Maya Wall

i made a called on friday, nk confirm ngan Lana yg aku da smpai krabi, die pun hepi n janji nk amek ktorng kol 7.40am on saturday tu

bsk tu, nsb la aku tergerak nk trun lobi awal, mmg tepat 7.40 am, van manta point pun smpai dpn hotel..well, bermula la tegeliat lidah aku, coz both Lana n Keith ckp english pekat glr, came from Germany la katakan..hahaha..ble da ready, aku, eddy n abu pun naik la van tu..dlm van tu ade lg 3 passengers, one couple from brazil, n sorang mamar from Switzerland, ktorng 3 org je malay!! fuhhhh~~

its a tradition in Thailand, smpai2 je, ktong da kene jamu ngan nenas n pisang, agak2 la, br kol 8 pg kot..hehehe...
then, we met Alex, the instructor, our Dive master, Thomas and another 2 DM yg aku lpe nk tanye name..yelaa..ckp pun "I - U" je..hehehe..

from Ao Nang to Phi Phi Island, its about 2 hours..
mulanya, hujan renyai2 tau..aku da mcm frust sket..so..sepangjang dlm boat tu, aku dok doa la, hope langit cerah ble nk dive nanti
glr ape, bkn slalu bely dtg, tah2 skali seumur idup kot!!
on the way tu, puas la ktorng dok borak coz all the DMs and Alex, sgt friendly..mcm2 la diorng ctr..phm mmg la phm, ktorng la letih nk pkr ayat nk sembang! hehehe

about 3-4 km before Phi Phi Island tu, da nmpk langit cantik n whether terbaikkkkkkkkkkkkk!!
syukur Alhamdullilah!!!! =)
terus teruja nk dive! ktorng 3 org + Thom, wat first dive kt Bida Nok..it was awesome!! feel free to view the picture at my Facebook "Dive in Krabi"

msk je laut..subahanallahhh..awesome! yg best nye mat salleh ni, adventures, lyn je..even maximum dive for open water diver is only 18m, dgn slumber angkut ktorng smpai 19 to 20 m, puas ati!
bnyk gak ikan2 br yg aku jumpe, coral pun ok! =)

Bida Nok, reef basic die finger reef n wall diving..mmg bentuk banyk bebukit2 pun dlm tu, thats y kedalaman x fixed..
Caverns and overhangs are plenty, with a beautifully diverse finger reef replete with gorgonian sea fans, sea whips, giant brain corals, table corals and bubble coral. Bida Nok is home to lionfish, bearded scorpionfish, bird wrasse and moon wrasse, moorish idols, parrotfish and honeycomb grouper.


walau trigin sgt nk dive kt ship wreck, maybe next dive laa..huhu

after 45 mnts dive, ktorng pun naik blk boat for lunch
simple luch but lyn tuuuuuuu! :p
mat salleh sume dok besila kt deck, then mkn nasi tu ramai2, mmg sempoi..hahaha..

then, move to Maya Wall, dlm 15 mnts je, x jauh pun
since 3 group (Alex n mamat germany) + (DM + couple brazil) + (Thomas + ktorng), spot ktorng ke sebelah kanan, the rest p kiri
yg jeles nye, diorng jumpe penyu n shark!! bonus tu!! due2 dpt..huhu
kitrong x jumpe pun..frust sungguh!!

Maya Wall, pun ok gak,so beautiful above the water, are just as stunning below and in many places huge boulders have fallen and fused together to create exciting swim-throughs filled with glassfish.
This site has mainly hard coral cover which is not as prolific as at other Phi Phi dive sites but is still host to a multitude of reef fish including snappers, wrasse, bannerfish and moorish idols.

after 45 mnts, ktorng pun naik
then blk to krabi
journey dr 8 pg, smpai la 6 ptg..full day! laut pun cantik!
ilang sume stress...peace je..hurmmm~~~...

anyway, smpai2 from boat, sempat la betukar2 email ngan Thom, suruh add la, nk share picture2 yg ktorng dok amek tu..he is sooooooo sweeeeeettt!! =)

mlm tu, ktorng pun kuar lg cari food for dinner
this time, ktorng try gerai2 yg tepi jln plak
seafood die,mak aihhh..freshh!!!!

then, ktorng jln2 shopping plak
price ok, not bad
tp!! kene la pandai nego!
lg best, ble satu brg tu, rmai2 bli
contoh cm t-shirt, ktorng 11-11 org nk beli kt kedai tu
so, mmg bley demand harge murah glr2 la dlm 80 baht to 150 baht sehelai!

borong punye borong
smpai la lenguh kaki merayap
then, trus la blk hotel around 12 cmtu
merehat kn dri, coz tomorrow will b a long day again for a full day actvt!!

x sbr!! smbg nanti ok! =)

nite..!

Krabi Island ~ Nice place, nice dive. nice people, nice food!! AWESOME!

Sawadikappp! =)

With a budget of around RM750, we manage to get a 4 star hotel, for 4 days n 3 nights in The Small Hotel, in Au Nang, Krabi Island, Thailand.
It was a great time for diving,snorkeling, and other activities such as Muay Thai (Thai Boxing), ATV, Water Rafting, Elephant riding, Visiting Monkey temple, Massage n Spa, Shopping!!! its worth it!! =)

Friday (17/12/2010)
--------------------------------------------------------------------------
Jumpe Abu, Eddy n Fizah at KL Central, br la kelam kabut nk tkr duit Thai Baht, jgn x mahal la kn..so, next time, tkr siap2 kt tmpat lain, jgn tkr kt air port, kl central n kt thailand, rugi2!..then moved to LCCT by bus dlm kol 11, RM8 per person. The journey was about 1 hour...smpai LCCT, check in, n jumpe another 7 of us, perkenalkan, Shuhid and Azrihan (Organizer), Syed, Marini, Nazmi, Farid,n Amira.. 11 of us! smpai ke Krabi Island lbh kurang kol 3pm waktu Msia, and 2 pm waktu Thailand.. ktorng pun amek van, charged dlm 11,000 baht smpai ke hotel..
the hotel was amazing!! respect sungguh kt arkitek n landskap pun sgt menarik!! pls google The small Krabi Hotel, n u will get the clear picture!

smpai2, ktorng pun chek in..actually, satu blk 2 org, tp, tuk save cost, satu blk 3 org, ok gak, baru la meriah =)

after maghrib, we all kluar cari dinner..n otw tu, dgr la lori pasang loud speaker
"muay thai, muay thai, every friday n monday, the best thai boxing in Au nnang..bla...bla..bla.."
trus ktorng p beli ticket! 800 baht per person = RM80 jugak la..
so, ktorng pun p cari dinner cpat2 coz game kol 9pm..
Dinner was awesome!! Tom yam terbaikkk!! mostly, lauk2 seafood, ngan ikan 3 rase sume, perghhhhh! mmg Thai asli! =)
after da mkn2, ktorg pun jln sepanjang au nang, bnyk stall2 tepi jln tu, tuk beli bj2, souvenir, 7-elven, mc-donalds, burger king, starbucks n stall2 kck yg goreng2 food pun sgt bnyk..just really have to be carefull bcoz, agak ssh nk cr food HALAL..yes, diorng kate halal, tp, still ade porks dlm kedai tu, n beer juge..haihhh~
time kt 7-eleven tu, aku amek roti sausage, time nk byr, nsb baik tgk ingredients, skali sausage porks daaaa...trus amek roti kosong ngan sardin satu tin, blk hotel, buat sandwish sndri je laaa..

9pm, boxing time!! ktorng pun naik la transport yg diorg provide, berimpit2 ngan mat salleh,ramai! excited jadinye..hehehe
smpai je kt stadium, ktorng pun msk..mlm tu, ade 9 games! dr bdk kck, remaja, sampai la kategori dewasa..among the games, ade 2 games yg K.O =Knocked out! perghhh..penangan terbaikkk!

ape yg menarik muay thai ni, before start the game, diorng akan ade cm adat tau, due2 boxer akan keliling ring tu, diorng cm bace jampi kt every each sudut ring tu..then, diong akan ddk kt tgh2 tu, cm nk kate menari, bkn menari, tp gerakan tu warm up la kot, but it was a nice move, soft but style! klu ade mase, i will try to upload the video, so, korang bley tgk gerakan tu...ok?

after abs tgk muay thai, dlm kol 11 lbh cmtu, ktorng pun blk ngan transport yg diorng provide..hotel ngan stadium, dlm 5 mnt cmtu je laa..dkt jugak..

what was happened on Saturday? to be continued... =)

nite!!!

Puasa sunat Asyura~

Ble??? --> 10 Muharram (16/12/2010) bsk daaaa~~

Menurut tradisi masyarakat Islam, Nabi Muhammad s.a.w. melakukan puasa Asyura sejak di Makkah lagi memandangkan puasa Asyura merupakan amalan biasa masyarakat tempatan. Apabila baginda berhijrah ke Madinah, baginda turut mendapati yang kaum Yahudi turut berpuasa pada hari Asyura (atau bagi mereka adalah Yom Kippur yang juga pada hari kesepuluh). Ketika itu, baginda mengesahkan dan mensyariatkan puasa sehingga ia menjadi satu kewajiban kerana baginda merasakan masyarakat Islam lebih dekat dengan Nabi Musa. Ibn Hajar al-asqalani, dalam pernyataannya terhadap Sahih Bukhari mengatakan yang syariat puasa telah dijadikan kepada bulan Ramadhan setahun kemudian. Kini, masyarakat Islam melakukan puasa pada 10 Muharram sebagai amalan sunat dan bukan kewajiban

Masyarakat Islam turut percaya akan berlakunya kejadian besar ketika 10 Muharram:

Hari pertama Allah menciptakan alam.
Hari Pertama Allah menurunkan rahmat.
Hari pertama Allah menurunkan hujan.
Allah menjadikan 'Arasy.
Allah menjadikan Luh Mahfuz.
Allah menjadikan Malaikat Jibril.
Nabi Adam a.s. dicipta.
Diampunkan dosa Nabi Adam a.s. setelah bertahun-tahun memohon keampunan kerana melanggar larangan Allah.
Nabi Idris a.s. diangkat darjatnya oleh Allah dan Malaikat Izrail membawanya ke langit.
Diselamatkan Nabi Nuh a.s. dan pengikutnya dari banjir besar selama enam bulan dan bahtera baginda selamat berlabuh di puncak pergunungan.
Nabi Ibrahim a.s. dilahirkan di kawasan pedalaman dan terselamat dari buruan Raja Namrud.
Nabi Ibrahim a.s. diselamatkan Allah dari api Raja Namrud.
Nabi Yusuf a.s. dibebaskan dari penjara setelah meringkuk di dalamnya selama tujuh tahun.
Nabi Yaakub a.s. telah sembuh buta matanya ketika kepulangan anaknya Yusuf di hari tersebut.
Nabi Ayub a.s. disembuhkan dari penyakitnya.
Nabi Musa a.s. telah diselamatkan daripada tentera Firaun dan berlakunya kejadian terbelahnya Laut Merah.
Allah menurunkan kitab Taurat kepada Nabi Musa a.s..
Nabi Yunus a.s. selamat keluar dari perut ikan paus setelah berada di dalamnya selama 40 hari 40 malam.
Kesalahan Nabi Daud a.s. diampuni Allah.
Nabi Sulaiman a.s. dikurniakan Allah kerajaan yang besar.
Nabi Isa a.s. diangkat ke syurga ketika diburu oleh tentera Rom untuk menyalib baginda.
Saidina Hussein ibni Ali telah syahid akibat dibunuh dengan kejam di Karbala oleh tentera khalifah Bani Umaiyyah iaitu Khalifah Yazid.

Sejarah Asyura bagi Perspektif Syiah
------------------------------------------------------------------
Pada masa zaman sebelum Islam, 'Asyura diperingati sebagai hari raya rasmi bangsa Arab. Pada masa itu mereka berpuasa dan bersyukur menyambut 'Asyura. Mereka merayakan hari itu dengan penuh kegembiraan sebagaimana hari Nawruz yang dijadikan hari raya di negara Iran. Dalam sejarah Arab, hari 'Asyura (10 Muharram) adalah hari raya bersejarah. Pada hari itu setiap suku mengadakan perayaan dengan mengenakan pakaian baru dan menghias kota-kota mereka. Sekelompok bangsa Arab, yang dikenal sebagai kelompok Yazidi, merayakan hari raya tersebut sebagai hari kegembiraan.

Perkara sunat dilakukan pada hari Asyura :
------------------------------------------------------------------
Melapangkan masa / belanja anak dan isteri
Memuliakan fakir miskin
Menahan marah
Menunjukkan jalan yang lurus/membetuli orang sesat/orang yang salah(terpesong aqidah(tauhid) dan akhlaknya)
Menyapu / mengusap kepala anak yatim(menghormati dan memuliakan mereka)
Bersedekah
Memelihara kehormatan diri

Mandi Sunat dengan lafaz niatnya: "Sahaja aku mandi sunat hari Asyura kerana Allah Taala."
Bercelak
Membaca Qulhuwallah(Surah Al-Ikhlas) hingga akhir seribu kali
Sembahyang sunat empat rakaat dengan lafaz niat: "Sahaja aku sembahyang sunat hari Asyura empat rakaat kerana Allah Taala. Pada rakaat pertama dan kedua selepas al-Fatihah di baca Qulhuwallah sebelas kali.
Menjamu orang berbuka puasa
Puasa Sunat Asyura dengan niatnya dibaca Sahaja aku berpuasa esok hari sunat hari Asyura kerana Allah Taala.

~ Semoga semua berkesempatan tuk bepuase bsk =)

back to student life

almost 2 weeks bekampung kt library sunway!!

adoiii..ble keje nk stdy..ble stdy nk kje..
tu la msia..x pnh puas..
anyway, to all students who r now taking ACCA exm,
all the best for us!! may Allah berkati usaha kte
n may we pass with flying colours! =)

tgh2 serabut nk exm ni, lupe plak aku ade annual dinner jumaat ni
so, for EY family, see u guys this friday nite! ( x sdr dri btul da nk pekse ni..hahaha)

then, have to struggle back for this monday exm!
wish me luck!!! ..

diving actvt in krabi da pun di-booking..
so, abs exm, mase tuk berhula-huli d krabi!!
yihaaaaaaa =)

2010

wow! lg sebulan nk msk new year!! 2011~ that fast!!

What a great year for 2010
lot of things happened
people come n go
married n divorced
couple n break
new job n new life..
11 months cycle..

January
---------------------
start keje br kt EY --> yg seminggu trus rase nk benti tu..hahaha
unbelieveable, almost a year already =)
life is quite upside down..new work, new environment, new house, new phone..

February
--------------------
ermm...keje kt area subang..owhh..celebrate first gaji! hahaha..ya2..during my bday, ngan geng kantin skolah :p

March
--------------------
ermm..x ingt laa..ape yg best aeh dlm march??
ade yg kawen ke?? owhhh..ya2! Tiyah kawen! so, me n my batch gerak penang,konvoi, then camping tepi laut, bbq, tdo,then bsk nye g weeding tiyah...syiok! (^_<) April ------------------- This is the beginning point! amek lesen scuba..yeah! Pulau Kapas! What a great n wonderful world under the sea..syukur..ade rezeki nk amek lesen n get that experience! =) congrats tu shahrul,iwan,aisar,ijam n kak arbaiyah,we did it! hehehe.. May ----------------- Erm..getting bz with Berjaya team..fun n challenging! Audit for April year ended..ddk kt berjaya tu, duit kuar mcm air..mkn mahai, parking mahai..haihhh~ owhhh..then join KPS nye Trip tu Pulau Perhentian,so dive lg! ~da start gian da mase nie..hehehe... June --------------- Group trip to Redang! My department, SVS--> roomate ngan fizah, sarah n..ermmm...yaaaaa...izyan..hehehe..ingt2..stay kt Laguna resort..sgt cantik! im suggesting this plave for those who r planning for their honeymoon =) then, dive lg!

July
------------
Start da class for ACCA..owhhh..mcm x caye, aku amek gak paper tu..start la xde life sket..weedays keje..weekend skolah..mak pun bising..tp, this is all for my dad, even aku x bp nk plh jln skang, tp, all is for him...actually, aku nk jd lecturer jer..coz aku ske mengajar..tp..y not, just do it once for him..lecturer maybe another 4-5 years..insyAllah..

August
-------------
Fasting month! since aku still dgn team bejaya, so..everyday blk 3-4 pg..buke n sahur pun kt bejaya times square tu jela...mamak blakang tu..pnh pg?? should try once, milo ais die..lynnnnnnn..hehehe...bley buat mira tdo smpai berdengkur2 :p

September
---------------
Raya2!!! xdela terase sgt aeh ble da berumur ni..xde prepare pape lansung..tp, aku amek cuti 2 minggu, puas ati! hehehe..bwk mak abh blk perak coz mak sgt ske wat msk2 before raye..semangat btul wat lemang, dodol, rendang..haihhh..she is the best! then, pg raye blk kdh, kg abah..kesian kt tok..skang dok sorang after tok wan meninggal last year..then, raye ke-4 drive plak ke penang, me, yong n family, yang n family bwk mak abh p holiday d langkawi..yeay! hepi to see diorng hepi =)
blk from langkawi, drive blk kedah, then singgah perak,br blk kl..then blk plak pahang...adoi..drive plak kete manual..2 minggu as a driver, penat nk recover smpai seminggu jugak..cuti mcm x cuti..hehehe

October
------------------
Lepak office, settel kn berjaya accounts..ermm...rmai mt batch yg betunang la kot..keding, abg ngah..n..one my jr..meninggal coz accident...haih~ moga rohnye ditempatkan bersame org2 beriman..she is a gud person..Al-Fatihah wat Nor idayu..

November
-------------------
Bz with new engagement, bz with revision class, kak long kawen! owhhh..im so hepi for u kak long...x sangke sungguh! next month konvoi g reception die kt johor! x sbr to meet my batch! =)anyway, now tgh prepare for next month nye exm, 13/12..hopefully, first paper ni, sume akan ok...da setaun tgl zmn blaja..nervous plak rase..hahaha...gud luck to all my frens, for those yg akan amek exm jgk nanti!

December
----------------------
exam! n im going to krabi!!! (^_<)
tp kn, smlm br tgk ctr "TAKEN".. da pnh tgk x????
ctr tu is a gud lesson for those yg nk p travel..especially young teenage gurl..mcm mane sindiket trap diorng tuk jd kn pelacur..
friendly sgt pun pyh..klu bley, jgn la bedue jer..make it a big group..
get that movie! then u will know what im talking about~

how bout u out there?? hows ur year???

beberape ari yg agak sesak..

salam..

elok hepi2 smbut raye aidiladha
ptg khamis tu aku demam la plak..
so far..yg aku ingt..
pg tu aku cuci kete (bsh sdri ok)..pg x pg sgt la
dlm kol 11..terlebih rajin kn..
so, cuci2, then aku mem-vacum siap
adela dlm 12 lbh abs..
ddk2 jap..then trus mandi..

after solat zohor cmtu..
kpla da panas dahh..adoii..
da la bsk nye patut aku ade meeting..
mak da ckp da..xyah blk..degil..blk jugak..

kn betul..mlm tu, start dlm kol 1 pg..smpai la subuh
xleh tdo..dok la beguling2..kpla skt betul..MasyAllah..
Tuhan je yg tau..da lame x skt cmtu..
last dlu, skt truk cmtu mase nk kne denggi dlu..
coz panas truk..

last2..x pg pun meeting tu..coz aku
x larat nk bgn pun
ape lg nk drive p keje..haihhh..

dipendekkan ctr..after aku ingt sabtu tu aku da ok
aku x g clinic pun..just rest kt umah
nk kene panas pun fobia jap..haha..
kol 11 lbh cmtu..skt blk pulak..
then, short cut ~ msk blk tdo..
tp, kol 2 lbh cmtu..da start xleh tdo dah..
smpai la subuhh..
but this round, nekad, lps je solat subuh tu
x pkr ape dah
even br kol 6.30pg, aku drive trus blk rwng..
(kn da kete ~ klu skt, sure mak ayh gak yg kt cr)

smpai dlm 7 cmtu..abah tgh alter pokok2 bunge die
da tgk aku telentang kt living hall cmtu
trus die buat air milo + roti bakar..ermm..sdppp..
tp tekak x lalu abh,mampu tgk n tekan kpla jer..

abh start moto trus g beli koyok..huhuhu~ lega sket..
kol 9 cmtu, abh trus bwk g clinic..n doc suh g hospital amek darah
suspek denggi..adoi..da la ari ahad..hospital besar kl..

plg sdh..aku br je vacum kete tu..last2, aku muntah dlm kete tu..huhuhu~
sweater kesayangan ku juge..da jd tadahan muntah..hahaha..abs, mane de plastic dlm tu maa...
smpai kt hospital..aku pun amek la darah sume..

ape yg syahdu kt cni..
kte kn tau, general hospital ni..hospital kerajaan..so, majority yg dtg ni mostly org2 ssh..including me la kn..huhu..
anyway..aku pun tggu la result darah aku kjap..
mase tggu2 ni..mcm2 org aku tgk..
plg sdh..ade old couple ni..dlm 70an..jln bedua..sgt perlahan diorng jln..mcm da x lrt..tp, mck tu tarik beg roda besar smbil pegang tgn husband die..pkck tu nmpk da x larat jugak..owhhh..rase cm nk pg amek n bwk kn beg tu..tanye, mck dr mane, nk pg mane, ank mane..mcm2..skali nurse pgl msk jumpe doc..x tau y..smpai skang tekenang2..hurmm...

after da discuss ngan doc
dpt one injection, which aku rase pasni, klu skt lg kple ni,
aku nk g mintk die inject ubat tu je, coz after one hour
that pain totally gone..klu tau, dr khamis da g amek injection tu, xde la tanggung smpai ahad =)

ari ni, mc la..
dok muhasabah..
kwn2 tuk hu-ha..sng sugguh nk cr..
tp..time2 skt cmni..hurmm..
tired of making frens..
ade..ade..xde..sudah..
tringat zmn uni dlu..student life mmg sweet memory la
mase kene denggi dlu, syawal n wani la yg jage aku glr2
smpai antar aku blk rawang dgn slamat..hehehe..thanks sha n wani!
jase mu ku kenang ke akhr hayat..

long enough i guess..
hope tomorrow will b a better day..
nite..

tlg ingt kn aku..

salammmm...

da besawang da blog nie..hehe..
anyway..luse, kte akan tgk lembu2 buat2 gile
ayam pun buat2 pengsan..
kambing jgn ckp laa..buat2 x sehat..
bkn ape, tu tande da smbut raye korban la tu..hehe..

salam aidil adha tuk semua..
kejap je rase kn? br ari tu rase nye smbut aidilfitri..

since exm da dkt,
so skang pack la dgn revision clss
meaning that, makin kurang la quality time ngan my parents
so, last saturday, aku lari gak la jumpe parents aku
coz alang2 nk celebrate my nephew nye graduation day ~~tadika je pun..hehehe

sunday tu aku ade clss pg,
so by 7 cmtu, aku da nk kuar la
my mum pun tanye
"raye aji blk x? selasa blk da kn?"
aku da tebayang2 keje x surut2 tu
maybe slase mlm la kot..tp, saje la nk begurau
"rabu pg ana smpai la umah..hehehe"

mak da buat muke sdh..ingt kot mak main2
td chat ngan my sis
die kate mak kck ati "ana kate rabu br nk blk..keje ape org sume da cuti.."

sumtimes..kte slalu rase keje tu penting
smpai org tue kte pun da terase yg kte da x peduli kt diorng
cube klu bf/gf ajak dating
sanggup je tgl keje tu on d spot..ye x??? hehehe...

nature zmn skang..
kte x bp sensitif ngan feelings org tue kte
coz, kte rase diorng sentiase ade..
tp kte lupe, yg diorng bley pg ble2 je dr skang
bkn mendoakan, tp mase da suntuk..
my parents 60 & 58 already..

x gune klu keje truk2
end up, kte x dpt nk share hasil usahe kte
dgn org yg slalu di belakang kte
dgn org yg slalu x pnh hampakn kte
since kck, smpaila skang..

x taula korang mcm mane
tp bg aku
mase ssh aku
mase sng aku
parents n family tu la slalu ade n support aku...
so.."TLG INGTKN AKU" if satu ari
aku jd lupe
lupe ngan jase diorng kt aku...

salam aidil adha~

"Skim rumah pertamaku"

Ok, since ade a few opinions regarding this issue
i would like to share the following info :

SKIM RUMAH PERTAMA yang diumumkan oleh YAB Perdana Menteri yang secara kasarnya memberi peluang kepada orang ramai yang mempunyai pendapatan isi rumah di bawah RM3000 memiliki rumah pertama mereka tanpa perlu membayar downpayment 10% seperti yang menjadi amalan pinjaman perumahan sebelum ini.

Ini adalah satu langkah yang positif jika dilihat secara kolektif tetapi boleh jadi sebaliknya juga, bergantung kepada bagaimana ianya diambil.

==================================
Bagaimana Ianya Menjadi Positif
==================================

Memberi peluang kepada lebih ramai orang memiliki rumah, terutama graduan-graduan yang baru nak membina kerjaya. Mereka tak perlu lagi menunggu
sehingga setahun++ untuk mengumpul downpayment 10% kira-kira RM22,000 dan tak perlu membazir menyewa rumah dalam tempoh tersebut.

Dalam kes ini, kita harus berterima kasih kepada kerajaan

=====================================
Bagaimana Ianya Menjadi Negatif
=====================================

Mesti ada yang tahu skim 0% downpayment pembelian kereta kan? Apa kesan skim tersebut? Berapa banyak kereta yang ditarik oleh bank sebab kegagalan pembeli membayar bayaran bulanan.

Dalam Skim Rumah Pertama, belum diketahui bagaimana mekanisma penampan untuk mengelakkan senario yang sama berlaku kepada pinjaman perumahan. Kita tak mahu ianya berlaku kerana ianya akan merugikan dan membawa kepada bank tarik semula rumah dan siap sedia untuk dilelong..

Dalam kes ini, semua kena berjaga-jaga

===================================
Bagaimana Ianya Menjadi Peluang?
===================================

Ada beberapa peluang di sini, antaranya anda boleh membina aset pertama anda! Tapi anda perlu berfikir dengan cara yang berlainan sedikit, aset yang dimaksudkan disini;

ASET = rumah yang membuatkan duit MASUK ke poket
LIABILITI = rumah yang membuatkan duit KELUAR dari poket

Rumah yang anda beli dengan pinjaman untuk didiami jika dikira dalam definisi ini adalah LIABILITI dan rumah yang anda beli dengan pinjaman untuk disewakan adalah ASET

Jadi anda boleh menggunakan Skim Rumah Pertama untuk membina aset anda dan membuat pinjaman yang lain untuk membeli rumah sebenar anda, tapi anda kena bijak merangka dalam kes ini kerana anda bakal mempunyai 2 rumah!

===============================================
Bagaimana membeli rumah ber'status' LIABILITI
===============================================

Rumah ini adalah rumah untuk anda diami, jika anda menggunakan Skim Rumah Pertama 0% downpayment untuk membeli, anda RUGI. Sangat RUGI. Kenapa?

.... Anda membayar lebih banyak duit 'interest'...
Lebih banyak duit anda rugi dalam jangka masa panjang...

Cara ideal untuk membeli rumah untuk anda sendiri diami dan MENGELAKKAN anda bayar 'interest' (sesuatu yang merugikan) adalah dengan;

1 - bayar downpayment tinggi
2 - pendekkan tempoh pinjaman

Lagi panjang tempoh bayaran, lagi tinggi interest, lagi banyak wang yang tak sepatutnya dibayar, lagi tinggi bank untung.

==========================================================

But as for me..umah klu u just nk wat as an investment
u should go for the longest of tenure as u can
n get a better rate of interest from bank (so, kene survey2 la)

this combination will help u to get a lower monthly installment
maybe after 4-5 years after the grace period
kte da bley start jual property tu with condition yg mmg
price tgh tggi dr market value..

so, kte x byr bnyk on monthly basis
at the same time
mase nk jual, harge pun lbh from mv
so, we still gain from it!

Budget 2011

Salam..

3pm td budget 2011 da dibentang
xdpt dgr penuh coz keje
but based on news td, ade satu part yg rase sgt beguna tuk mmber2 sebaya aku nie
" pendapatan below RM3k bley apply loan umah 100%, consist of 90%bank and 10% gov subsidi..tuk umah below RM220k, duti setem is 50% discount"

--> so guys, pe lg, awai taun dpn, cpat2 la cari umah yg nk dibeli n sesuai as ur investment..currently, BLR quite ok, most of the banks offer at BLR-1.7 to -2.2, which BLR at 6.3%..i think, maybe akan naik lagi skali this year coz risk bank da agak bsr next year..org rmai pnjam, tp kemampuan tuk byr blk tu, x tau la mcm mane coz peruntukan tu pun tuk golongan belia...

--> rmai belia yg tanggung utang kereta, personal loan n cerdit card..so, agak bahaye gak ble loan2 yg lbh besar jumlahnya nk dibg kt golongan ni..(temasuk la sy sndri :p )

--> tendency golongan cm kte ni adalah kete yg nmpk stylo, umah yg class, blanje besar, which causing us to use the personal loan n credit card ikut sesedap nafsu, bukan keperluan..

--> But yet, still ade yg bijak amek peluang yg ade dpn mate ni..so, pandai2 la berbelanja n wat investment k, hope loan2 ni sume, x menjerat kte ke jln muflis di ketika usia belum mencecah 30 thn!!